Capital City Bank Group (CCBG) Financial Statements & Analysis

Capital City Bank Group (CCBG) Income Statement

Capital City Bank Group reported revenue of $279.31M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 21.0% from $230.88M a year earlier. Net income was $61.56M, up 16.3% year over year, a net margin of 22.0%. Gross margin was 87.1% and operating margin 30.0%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $72.44M, up 15.8% from the same quarter a year earlier.

Capital City Bank Group Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Capital City Bank Group, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	279.31	230.88	223.61	192.71	211.96	211.53	160.11	144.98	132.42
Cost of Revenue	36.01	39.75	31.79	14.38	1.94	14.52	11.52	9.81	6.16
Gross Profit	243.30	222.47	213.90	186.18	205.39	197.01	148.59	135.17	126.26
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	116.34	27.98	100.04	24.57	23.93	100.67	71.06	68.99	68.23
Operating Expenses	159.59	156.90	150.04	145.10	155.94	144.13	107.83	105.53	103.19
Operating Income	83.71	65.57	63.86	41.08	49.45	52.88	40.76	29.65	23.07
Other Income/Expense
Interest Income	204.39	194.66	181.07	131.35	106.35	106.20	112.84	99.40	86.93
Interest Expense	32.74	35.72	22.08	6.89	3.49	4.87	9.49	6.89	3.95
Other Income/Expense	-2.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	81.72	65.57	63.86	41.08	49.45	52.88	40.76	29.65	23.07
Income Tax Expense	20.16	13.92	13.04	7.80	9.84	10.23	9.95	3.42	12.20
Net Income	61.56	52.92	52.26	33.41	33.40	31.58	30.81	26.22	10.86
Net Income - Continuous Operations	61.56	52.92	50.82	33.41	33.40	31.58	30.81	26.22	10.86
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	89.37	12.02	12.30	15.53	21.79	60.11	47.01	36.10	29.62
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	5.66	7.83	8.08	7.76	7.71	7.23	6.25	6.45	6.56
Earnings Per Share
Basic EPS	4.00	3.00	3.00	2.00	2.00	2.00	2.00	2.00	1.00
Diluted EPS	4.00	3.00	3.00	2.00	2.00	2.00	2.00	2.00	1.00
Basic Shares Outstanding	17.07	16.94	16.99	16.95	16.86	16.79	16.77	17.03	16.95
Diluted Shares Outstanding	17.14	16.97	17.02	16.98	16.89	16.82	16.83	17.07	17.01

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Capital City Bank Group Financial Statements

What was Capital City Bank Group's revenue in fiscal 2025?

Capital City Bank Group reported revenue of $279.31M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 21.0% from $230.88M a year earlier.

Is Capital City Bank Group profitable?

Yes. Capital City Bank Group earned net income of $61.56M in fiscal 2025, a net margin of 22.0%. In fiscal 2024 it earned $52.91M.

What is Capital City Bank Group's operating margin?

Capital City Bank Group's operating income was $83.71M on revenue of $279.31M in fiscal 2025, an operating margin of 30.0%, compared with 28.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition