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Chemung Financial Corporation

CHMGNASDAQFinancialsBanks - Regional

$80.51Today:- (-)1Y +59.07%

As of Oct 16, 2026 close

Market cap
$379.73M
P/E (TTM)
11.32
Forward P/E
5.68
Dividend yield
1.73%
52-week range
$49.82$86.00
Volume (live)
-
Avg. volume (3M)
72.89K

Chemung Financial (CHMG) Stock Price & Financial Analysis

Chemung Financial Stock Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Price & Trading Activity
Day's Range$79.52 - $81.60
52-Week High$86.00
52-Week Low$49.82
Open$79.63
Volume (last close)50.45K
Average Volume (3M)72.89K
Earnings & Profitability
Revenue (TTM)117.83M
Net Income (TTM)33.54M
Free Cash Flow (TTM)45.39M
EPS (TTM)$7.01
Profit Margin28.47%
Operating Margin17.87%
Return on Equity (ROE)12.41%
Debt to Equity0.49
Dividend Information
Annual Dividend$1.38
Dividend Yield1.73%
Payout Ratio19.69%
Last Dividend Ex-DateSep 17, 2026
Size & Valuation
Market Cap379.73M
Shares Outstanding4.77M
P/E Ratio (TTM)11.32
Forward P/E5.68
Price to Sales (P/S)3.22
Price to Book (P/B)1.40
EV/EBITDA-42.24
Technical Indicators
50-Day MA$82.35
200-Day MA$68.76
1-Year Change+59.07%

Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology

Compare CHMG with other stocks

Chemung Financial at a Glance

As of the Oct 16, 2026 close, Chemung Financial (CHMG) has a market capitalization of $379.73M. The stock trades at 11.3× trailing earnings, 5.7× forward earnings and 3.2× sales. Over the trailing twelve months it earned $33.54M on revenue of $117.83M (a 28.5% profit margin) and generated $45.39M of free cash flow. Revenue fell 4.4% year over year.

As of its latest reported balance sheet, it holds $73.11M in cash and securities against $133.67M of debt, a net debt position of $60.56M.

Chemung Financial pays a quarterly dividend totaling $1.38 per share a year, a 1.73% yield at the Oct 16, 2026 close, with a 20% payout ratio and 1 consecutive year of dividend increases.

The share price is up 59.1% over the past year. At $80.51 (the Oct 16, 2026 close) it sits within its 52-week range of $49.82 to $86.00, above its 200-day moving average of $68.76.

Based on 2 professional analyst ratings from the past 90 days, the consensus is Buy.

Frequently Asked Questions About Chemung Financial

What is the current stock price for CHMG?

As of the Oct 16, 2026 close, CHMG stock trades at $80.51. The 52-week range is $49.82–$86.00, with a day range of $79.52–$81.60.

What is the P/E ratio for CHMG?

As of the Oct 16, 2026 close, Chemung Financial's trailing twelve-month (TTM) P/E ratio is 11.3, meaning investors pay $11.3 for every $1 of annual earnings. The forward P/E is 5.7, reflecting analyst expectations for future earnings. Chemung Financial operates in the Financials sector.

Does CHMG pay dividends?

Yes, Chemung Financial pays a 1.73% annual dividend yield as of the Oct 16, 2026 close ($1.38 per share a year). The trailing twelve-month payout ratio is 19.7%. The most recent ex-dividend date was September 17, 2026.

What do analysts recommend for CHMG?

Based on ratings from 2 professional analysts over the last 90 days, the consensus for CHMG is Buy.

What is the market cap of CHMG?

As of the Oct 16, 2026 close, Chemung Financial's market capitalization is $384.1M, classifying it as a small-cap company. Chemung Financial operates in the Financials sector within the Banks - Regional industry.