Pathfinder Bancorp, Inc.
PBHCNASDAQFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $105.81M
- P/E (TTM)
- -
- Forward P/E
- -
- Dividend yield
- 2.99%
- 52-week range
- $12.06$18.30
- Volume (live)
- -
- Avg. volume (3M)
- 2.09K
Pathfinder Bancorp (PBHC) Stock Price & Financial Analysis
Pathfinder Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $16.70 - $16.70 |
|---|---|
| 52-Week High | $18.30 |
| 52-Week Low | $12.06 |
| Open | $16.70 |
| Average Volume (3M) | 2.09K |
| Revenue (TTM) | 52.77M |
|---|---|
| Net Income (TTM) | -1.34M |
| Free Cash Flow (TTM) | 10.82M |
| EPS (TTM) | −$0.21 |
| Profit Margin | -2.54% |
| Operating Margin | -3.13% |
| Return on Equity (ROE) | -1.07% |
| Debt to Equity | 1.30 |
| Annual Dividend | $0.50 |
|---|---|
| Dividend Yield | 2.99% |
| Payout Ratio | 27.60% |
| Last Dividend Ex-Date | Oct 16, 2026 |
| Market Cap | 105.81M |
|---|---|
| Shares Outstanding | 6.34M |
| Price to Sales (P/S) | 2.01 |
| Price to Book (P/B) | 0.84 |
| EV/EBITDA | 70.07 |
| 50-Day MA | $16.71 |
|---|---|
| 200-Day MA | $14.84 |
| 1-Year Change | +10.89% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
Pathfinder Bancorp at a Glance
As of the Oct 16, 2026 close, Pathfinder Bancorp (PBHC) has a market capitalization of $105.81M. The stock trades at 2.0× sales. Over the trailing twelve months it lost $1.34M on revenue of $52.77M and generated $10.82M of free cash flow. Revenue grew 17.8% year over year.
As of its latest reported balance sheet, it holds $26.05M in cash and securities against $163.53M of debt, a net debt position of $137.48M.
Pathfinder Bancorp pays a quarterly dividend totaling $0.50 per share a year, a 2.99% yield at the Oct 16, 2026 close, with a 28% payout ratio and 5 consecutive years of dividend increases.
The share price is up 10.9% over the past year. At $16.70 (the Oct 16, 2026 close) it sits within its 52-week range of $12.06 to $18.30, above its 200-day moving average of $14.84.
Frequently Asked Questions About Pathfinder Bancorp
What is the current stock price for PBHC?
As of the Oct 16, 2026 close, PBHC stock trades at $16.70. The 52-week range is $12.06–$18.30, with a day range of $16.70–$16.70.
What is the P/E ratio for PBHC?
The P/E ratio (Price-to-Earnings) for PBHC is shown in the Key Statistics section. This valuation metric helps compare Pathfinder Bancorp, Inc. to industry peers.
Does PBHC pay dividends?
Yes, Pathfinder Bancorp pays a 2.99% annual dividend yield as of the Oct 16, 2026 close ($0.50 per share a year). The trailing twelve-month payout ratio is 27.6%. The most recent ex-dividend date was October 16, 2026.
What do analysts recommend for PBHC?
Analyst ratings and recommendations for PBHC are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of PBHC?
As of the Oct 16, 2026 close, Pathfinder Bancorp's market capitalization is $105.8M, classifying it as a micro-cap company. Pathfinder Bancorp operates in the Financials sector within the Banks - Regional industry.