America's Car-Mart (CRMT) Balance Sheet: Assets & Liabilities

America's Car-Mart (CRMT) Balance Sheet

As of Apr 30, 2026 (end of fiscal 2026), America's Car-Mart reported total assets of $1.42B and total liabilities of $970.78M. Shareholders' equity was $445.96M, down 21.8% from $569.92M a year earlier. Total debt stood at $722.37M against $46.96M in cash and short-term investments, a net debt position of $675.40M. That puts debt-to-equity at 1.62, compared with 1.72 a year earlier.

America's Car-Mart Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for America's Car-Mart, Inc. (CRMT) - Annual data in billions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2017
Period ending	Apr 2026	Apr 2025	Apr 2024	Apr 2023	Apr 2022	Apr 2021	Apr 2020	Apr 2019	Apr 2018
Current Assets
Cash and Cash Equivalents	0.05	0.01	0.01	0.01	0.01	0.00	0.00	0.06	0.00
Cash & Short-Term Investments	0.05	0.01	0.01	0.01	0.01	0.00	0.00	0.06	0.00
Accounts Receivable	1.08	1.29	1.22	1.11	0.86	0.68	0.63	0.47	0.39
Inventory	0.05	0.11	0.11	0.11	0.12	0.08	0.08	0.04	0.03
Other Current Assets	0.12	0.15	0.12	0.09	0.02	0.01	0.01	0.00	0.00
Total Current Assets	1.28	1.46	1.34	1.31	1.04	0.78	0.72	0.57	0.43
Non-Current Assets
Property, Plant & Equipment (Net)	0.09	0.12	0.12	0.12	0.10	0.10	0.10	0.09	0.03
Goodwill	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.00
Other Non-Current Assets	0.03	0.04	0.03	0.03	0.03	0.00	0.00	0.00	0.00
Total Non-Current Assets	0.14	0.18	0.17	0.17	0.11	0.10	0.10	0.10	0.03
Total Assets	1.42	1.61	1.48	1.48	1.15	0.82	0.82	0.67	0.46
Current Liabilities
Accounts Payable	0.03	0.03	0.02	0.02	0.02	0.02	0.02	0.01	0.01
Short-Term Debt	0.00	0.20	0.20	0.20	0.04	0.23	0.00	0.00	0.00
Accrued Liabilities	0.01	0.04	0.03	0.03	0.01	0.03	-	-	-
Deferred Revenue	0.10	0.11	0.12	0.12	0.09	0.06	0.06	0.00	0.00
Other Current Liabilities	0.04	0.00	0.01	0.00	0.02	0.00	0.01	0.00	0.00
Total Current Liabilities	0.15	0.28	0.25	0.35	0.16	0.28	0.08	0.02	0.02
Non-Current Liabilities
Long-Term Debt	0.72	0.78	0.75	0.62	0.40	0.23	0.29	0.28	0.15
Deferred Tax Liabilities	0.04	0.01	0.02	0.02	0.04	0.02	0.03	0.02	0.02
Other Non-Current Liabilities	0.00	0.01	0.02	0.01	0.03	0.02	-0.04	0.01	0.01
Total Non-Current Liabilities	0.82	0.07	0.08	0.65	0.51	0.08	0.33	0.34	0.21
Total Liabilities	0.97	1.04	1.01	1.01	0.68	0.42	0.42	0.36	0.22
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Retained Earnings	0.53	0.67	0.65	0.65	0.67	0.56	0.56	0.46	0.36
Accumulated Other Comprehensive Income	0.00	0.00	0.00	0.00	-0.29	-0.29	-0.26	-0.25	-0.20
Treasury Stock	0.30	0.30	0.30	0.30	0.29	-	-	-	-
Additional Paid-in Capital	0.21	-0.10	0.11	-0.18	0.10	0.10	0.10	0.09	0.07
Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Shares Outstanding	0.01	0.01	0.01	0.01	0.01	-	-	-	-
Total Stockholders' Equity	0.45	0.57	0.47	0.47	0.48	0.81	0.41	0.30	0.23
Total Liabilities & Equity	1.42	1.61	1.48	1.48	1.15	1.15	0.82	0.67	0.46

Source: Company financial statements from annual and quarterly filings. Data as of Jul 31, 2026. Data sources and methodology

Frequently Asked Questions About America's Car-Mart Balance Sheet

How much debt does America's Car-Mart have?

America's Car-Mart had total debt of $722.37M as of Apr 30, 2026, against $46.96M in cash and short-term investments. Its debt-to-equity ratio was 1.62. Total debt was $981.55M a year earlier.

What are America's Car-Mart's total assets?

America's Car-Mart reported total assets of $1.42B as of Apr 30, 2026, down 11.8% from $1.61B a year earlier. Total liabilities were $970.78M.

What is America's Car-Mart's shareholders' equity?

America's Car-Mart's shareholders' equity was $445.96M as of Apr 30, 2026, or about $53.69 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition