Name: Citizens Financial Services, Inc. (CZFS) Balance Sheet
Creator: FinSpry

Citizens Financial Services Balance Sheet Analysis

Assets, liabilities, and stockholders equity in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Citizens Financial Services, Inc. (CZFS) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Current Assets
Cash and Cash Equivalents	0.03	0.04	0.05	0.03	0.17	0.07	0.02
Short-Term Investments	0.44	0.05	0.42	0.44	0.41	0.00	0.00
Cash & Short-Term Investments	0.48	0.09	0.00	0.00	0.00	0.00	0.00
Accounts Receivable	0.01	0.01	0.01	0.01	0.01	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Current Assets	0.49	0.10	0.00	0.00	0.00	0.00	0.00
Non-Current Assets
Property, Plant & Equipment (Net)	0.02	0.03	0.03	0.02	0.02	0.02	0.02
Long-Term Investments	0.00	2.69	0.00	0.00	0.00	0.00	0.00
Goodwill	0.09	0.09	0.09	0.03	0.03	0.03	0.02
Intangible Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Non-Current Assets	0.01	0.10	0.00	0.00	0.00	0.00	0.00
Total Non-Current Assets	0.12	2.92	0.00	0.00	0.00	0.00	0.00
Total Assets	3.06	3.03	2.98	2.33	2.14	1.89	1.47
Current Liabilities
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Short-Term Debt	0.00	0.01	0.01	0.00	0.00	0.00	0.00
Accrued Liabilities	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Liabilities	0.52	2.38	0.00	0.00	0.00	0.00	0.00
Total Current Liabilities	0.52	2.41	0.00	0.00	0.00	0.00	0.00
Non-Current Liabilities
Long-Term Debt	0.31	0.27	0.32	0.26	0.07	0.09	0.09
Other Non-Current Liabilities	2.42	0.04	0.00	0.00	0.00	0.00	0.00
Total Non-Current Liabilities	2.73	0.31	0.00	0.00	0.00	0.00	0.00
Total Liabilities	2.73	2.73	2.70	2.13	1.93	1.70	1.31
Stockholders' Equity
Common Stock	0.01	0.01	0.01	0.00	0.00	0.00	0.00
Retained Earnings	0.21	0.19	0.17	0.16	0.15	0.13	0.11
Accumulated Other Comprehensive Income	-0.01	-0.02	-0.02	-0.03	0.00	0.00	0.00
Treasury Stock	0.00	0.02	-0.02	-0.02	-0.02	-0.02	-0.01
Additional Paid-in Capital	0.13	0.14	0.14	0.08	0.08	0.08	0.06
Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Stockholders' Equity	0.34	0.30	0.28	0.20	0.21	0.19	0.15
Total Liabilities & Equity	3.06	3.03	2.98	2.33	2.14	1.89	1.47