Encore Capital Group (ECPG) Financial Ratios: P/E, ROE & More

Encore Capital Group Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	4.72	-	-	5.76	4.39	5.76
Forward P/E	5.78	7.31	9.24	8.02	7.30	4.35
P/S Ratio	0.69	0.86	0.98	0.80	0.95	0.81
P/B Ratio	1.24	1.48	1.27	0.95	1.30	1.00
Price/Tangible Book	2.75	4.36	3.62	3.33	6.13	4.60
Price/FCF	9.55	8.90	9.31	6.46	5.71	4.41
Price/OCF	7.91	7.25	7.80	5.32	5.08	3.90
PEG Ratio	0.18	0.18	0.18	0.18	0.18	0.18
Enterprise Value Ratios
EV/Revenue	2.82	3.40	3.43	2.64	2.60	2.88
EV/EBITDA	7.62	14.46	13.32	7.20	6.13	7.30
EV/EBIT	7.97	16.16	15.35	7.92	6.62	7.87
EV/FCF	39.33	35.14	32.75	21.28	15.53	15.60
Profitability & Returns
Return on Equity (ROE)	29.45%	-16.34%	-19.52%	16.45%	29.20%	18.93%
Return on Assets (ROA)	7.73%	3.67%	3.74%	6.39%	8.36%	7.02%
Return on Invested Capital (ROIC)	10.37%	6.46%	6.63%	7.20%	11.99%	9.31%
Return on Capital Employed (ROCE)	12.40%	6.20%	6.20%	10.90%	14.50%	11.80%
Leverage & Solvency Ratios
Debt/Equity	4.18	4.90	3.68	2.56	2.61	2.77
Debt/EBITDA	6.08	11.60	10.45	5.69	4.42	5.56
Debt/FCF	32.17	29.58	26.91	17.41	11.49	12.20
Liquidity Ratios
Current Ratio	16.11	11.52	15.26	14.18	13.50	16.20
Quick Ratio	15.94	11.38	15.08	13.97	13.31	15.86
Efficiency Ratios
Asset Turnover	0.35	0.28	0.27	0.31	0.34	0.31
Yield & Distribution Ratios
Earnings Yield	21.19%	-12.30%	-17.29%	17.36%	22.77%	17.35%
FCF Yield	10.47%	11.24%	10.74%	15.47%	17.51%	22.67%
Buyback Yield	1.42%	-0.86%	9.28%	16.25%	1.76%	-0.75%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Encore Capital Group Financial Ratios

What is Encore Capital Group's P/E ratio?

Encore Capital Group's P/E ratio was 4.72 for fiscal 2025 (period ended Dec 31, 2025).

What is Encore Capital Group's return on equity?

Encore Capital Group's return on equity (ROE) was 29.4% for fiscal 2025 (period ended Dec 31, 2025). It was -16.3% a year earlier.

What is Encore Capital Group's debt-to-equity ratio?

Encore Capital Group's debt-to-equity ratio was 4.18 for fiscal 2025 (period ended Dec 31, 2025). It was 4.90 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition