Eagle Financial Services (EFSI) Cash Flow: Operating & Free Cash Flow

Eagle Financial Services (EFSI) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), Eagle Financial Services generated $25.75M of operating cash flow and spent $1.41M on capital expenditures. That left free cash flow of $24.35M, up 37.2% from $17.74M a year earlier, or 36.6% of revenue. It returned $6.46M to shareholders through $6.11M in dividends and $348.00K in share buybacks.

Eagle Financial Services Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Cash flow statement showing operating, investing, and financing activities for Eagle Financial Services, Inc. (EFSI) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Operating Activities
Net Income	0.00	15.34	9.36	14.52	11.02	11.17	9.76	9.00	7.79
Depreciation & Amortization	0.78	1.54	1.00	0.98	1.00	1.03	1.32	0.93	0.95
Deferred Income Tax	0.22	0.60	-1.51	-0.09	-1.44	-0.47	0.52	-0.40	0.53
Stock Based Compensation	1.22	0.91	1.21	1.02	0.85	0.60	0.56	0.52	0.38
Change in Working Capital	2.30	4.13	-3.25	-5.45	3.88	-2.86	-2.28	-13.88	-0.32
Change in Other Working Capital	0.87	4.13	-0.05	-5.45	0.11	-2.86	-2.28	-13.88	-0.32
Other Operating Activities	0.87	-6.86	-0.05	2.83	0.11	1.53	1.48	2.31	0.05
Net Cash from Operating Activities	25.75	18.76	6.88	13.81	16.46	11.01	11.35	-1.52	9.37
Investing Activities
Capital Expenditures	-1.41	-1.02	-1.07	-0.84	-0.52	-0.46	-1.31	-0.43	-0.37
Purchases of Investments	-102.65	-4.98	0.00	-26.82	-100.82	-78.44	-54.31	-36.53	-43.80
Sales/Maturities of Investments	109.48	20.05	68.46	43.00	67.90	80.68	36.95	21.98	31.00
Other Investing Activities	-3.07	-0.13	-5.92	-346.68	-12.24	-203.26	-39.31	-38.67	-51.12
Net Cash from Investing Activities	-0.97	16.75	-130.28	-331.34	-193.22	-201.47	-57.98	-53.66	-64.29
Financing Activities
Debt Repayment	-80.00	-50.00	-187.98	204.33	0.00	0.00	0.00	0.00	0.00
Common Stock Issued	53.50	0.00	0.13	0.16	0.18	0.23	0.14	0.16	0.17
Common Stock Repurchased	-0.35	-0.24	-0.30	-0.15	-0.15	-1.85	-1.77	-1.26	-1.56
Dividends Paid	-6.11	-4.30	-4.23	-3.81	-3.26	-3.20	-3.00	-2.78	-2.65
Other Financing Activities	32.20	68.83	209.27	119.82	164.14	241.55	66.57	41.56	59.54
Net Cash from Financing Activities	-0.75	19.30	194.87	320.35	160.91	236.73	61.94	37.69	55.49
Summary
Net Change in Cash	24.04	54.81	71.46	2.83	-15.85	46.26	15.31	-17.50	0.57
Cash at Beginning of Period	193.16	138.35	66.89	64.07	79.92	33.66	18.35	35.85	35.28
Cash at End of Period	217.19	193.16	138.35	66.89	64.07	79.92	33.66	18.35	35.85
Free Cash Flow	24.35	17.74	5.80	12.98	15.94	10.55	10.03	-1.96	9.00
Supplemental Disclosures
Interest Paid	-	40.14	31.33	4.56	1.68	-	-	-	-
Income Taxes Paid	-	0.08	2.07	4.37	2.82	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Eagle Financial Services Cash Flow

What is Eagle Financial Services's free cash flow?

Eagle Financial Services generated free cash flow of $24.35M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $25.75M minus $1.41M of capital expenditures. That was up 37.2% from $17.74M a year earlier. Free cash flow equaled 36.6% of revenue.

How much does Eagle Financial Services spend on capital expenditures?

Eagle Financial Services spent $1.41M on capital expenditures in fiscal 2025, compared with $1.02M a year earlier. That equals 5.5% of operating cash flow.

Does Eagle Financial Services pay dividends or buy back shares?

Yes. In fiscal 2025 Eagle Financial Services returned $6.11M in dividends and $348.00K in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition