Eagle Financial Services (EFSI) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Eagle Financial Services had a P/E ratio of 25.70 (up from 8.27), return on equity of 5.3% (down from 13.5%), debt-to-equity of 0.43 (down from 1.35) and return on assets of 0.4% (down from 0.8%). Its dividend yield was 3.12% with a payout ratio of 74.4%.

Eagle Financial Services Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	25.70	8.27	11.11	8.64	10.86	8.99
Forward P/E	11.27	-	-	-	-	-
P/S Ratio	3.22	1.81	1.65	2.08	2.37	2.36
P/B Ratio	1.12	1.07	0.96	1.23	1.08	0.96
Price/Tangible Book	1.12	1.07	0.96	1.23	1.08	0.96
Price/FCF	8.67	7.15	17.90	9.67	7.51	9.52
Price/OCF	8.20	6.76	15.12	9.08	7.27	9.13
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	5.34%	13.50%	8.91%	13.70%	10.24%	11.09%
Return on Assets (ROA)	0.44%	0.83%	0.54%	1.00%	0.91%	1.11%
Leverage & Solvency Ratios
Debt/Equity	0.43	1.35	1.85	2.39	0.05	0.04
Debt/FCF	3.31	9.06	34.60	18.77	0.35	0.40
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	3.89%	12.09%	9.00%	11.58%	9.21%	11.12%
FCF Yield	11.54%	13.99%	5.59%	10.34%	13.32%	10.50%
Dividend Yield	3.12%	3.32%	4.00%	3.20%	3.18%	4.22%
Payout Ratio	74.40%	28.02%	45.20%	26.22%	29.59%	28.63%
Buyback Yield	-45.71%	-0.86%	-1.18%	-1.23%	-0.66%	0.61%
Total Return	-42.59%	2.46%	2.82%	1.97%	2.52%	4.82%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Eagle Financial Services Financial Ratios

What is Eagle Financial Services's P/E ratio?

Eagle Financial Services's P/E ratio was 25.70 for fiscal 2025 (period ended Dec 31, 2025). It was 8.27 a year earlier.

What is Eagle Financial Services's return on equity?

Eagle Financial Services's return on equity (ROE) was 5.3% for fiscal 2025 (period ended Dec 31, 2025). It was 13.5% a year earlier.

What is Eagle Financial Services's debt-to-equity ratio?

Eagle Financial Services's debt-to-equity ratio was 0.43 for fiscal 2025 (period ended Dec 31, 2025). It was 1.35 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition