First Community Bankshares (FCBC) Financial Statements & Analysis

First Community Bankshares (FCBC) Income Statement

First Community Bankshares reported revenue of $185.42M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 18.7% from $156.22M a year earlier. Net income was $48.79M, down 5.4% year over year, a net margin of 26.3%. Gross margin was 90.3% and operating margin 34.0%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $43.97M, up 1.7% from the same quarter a year earlier.

First Community Bankshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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First Community Bankshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	185.42	156.22	157.15	143.27	145.25	138.20	117.20	120.88	116.53
Cost of Revenue	17.99	23.27	17.47	8.23	-5.64	18.13	9.09	9.84	10.86
Gross Profit	167.43	152.62	148.24	134.01	138.92	120.07	108.12	111.04	105.67
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	68.26	57.03	26.13	23.26	21.30	46.38	41.83	41.99	41.62
Operating Expenses	104.30	86.93	86.27	73.85	72.39	73.96	58.32	65.91	63.55
Operating Income	63.13	65.69	61.97	60.16	66.53	46.11	49.80	45.12	42.11
Other Income/Expense
Interest Income	142.54	146.14	137.17	114.32	105.31	114.04	94.97	98.29	95.31
Interest Expense	17.92	19.67	9.48	1.66	2.84	5.46	5.52	7.45	8.09
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	63.13	65.69	61.97	60.16	66.53	46.11	49.80	45.12	42.11
Income Tax Expense	14.33	14.09	13.95	13.50	15.36	10.19	10.99	8.78	20.63
Net Income	48.79	51.60	48.02	46.66	51.17	35.93	38.80	36.34	21.49
Net Income - Continuous Operations	48.79	51.60	48.02	46.66	51.17	35.93	38.80	36.34	21.49
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	68.78	6.48	5.69	5.60	5.92	52.02	54.24	49.07	46.73
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	5.66	2.13	1.73	1.45	1.45	5.91	4.45	3.95	4.62
Earnings Per Share
Basic EPS	3.00	3.00	3.00	3.00	3.00	2.00	2.00	2.00	1.00
Diluted EPS	3.00	3.00	3.00	3.00	3.00	2.00	2.00	2.00	1.00
Basic Shares Outstanding	18.31	18.35	18.00	16.52	17.34	17.78	15.69	16.59	17.00
Diluted Shares Outstanding	18.41	18.43	18.03	16.56	17.40	17.82	15.76	16.67	17.08

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About First Community Bankshares Financial Statements

What was First Community Bankshares's revenue in fiscal 2025?

First Community Bankshares reported revenue of $185.42M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 18.7% from $156.22M a year earlier.

Is First Community Bankshares profitable?

Yes. First Community Bankshares earned net income of $48.79M in fiscal 2025, a net margin of 26.3%. In fiscal 2024 it earned $51.60M.

What is First Community Bankshares's operating margin?

First Community Bankshares's operating income was $63.13M on revenue of $185.42M in fiscal 2025, an operating margin of 34.0%, compared with 42.1% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition