FirstCash Holdings (FCFS) Financial Ratios: P/E, ROE & More

FirstCash Holdings (FCFS) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), FirstCash Holdings had a P/E ratio of 21.29 (up from 17.91), return on equity of 15.3% (up from 12.8%), debt-to-equity of 1.13 (up from 1.00) and a current ratio of 4.55 (up from 4.14). A current ratio of 4.55 means current assets exceed current liabilities. Its dividend yield was 1.00% with a payout ratio of 21.4%.

FirstCash Holdings Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

Scroll to see more

Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	21.29	17.91	22.30	15.88	24.22	27.23
Forward P/E	16.40	13.67	15.80	15.15	15.81	23.07
P/S Ratio	1.92	1.37	1.55	1.48	1.78	1.78
P/B Ratio	3.09	2.26	2.45	2.14	1.67	2.26
Price/Tangible Book	316.91	121.58	-	-	-	13.03
Price/FCF	13.25	9.83	13.73	9.28	16.69	15.71
Price/OCF	12.01	8.59	11.75	8.58	13.55	13.06
PEG Ratio	2.11	2.11	2.11	2.18	2.18	2.18
Enterprise Value Ratios
EV/Revenue	2.59	1.94	2.13	2.05	2.35	2.23
EV/EBITDA	13.84	11.96	13.21	14.41	16.46	15.25
EV/EBIT	16.54	14.78	16.83	19.68	20.30	18.52
EV/FCF	17.86	13.96	18.82	12.88	22.07	19.65
Profitability & Returns
Return on Equity (ROE)	15.26%	12.78%	11.32%	13.75%	8.08%	8.09%
Return on Assets (ROA)	7.33%	6.35%	6.08%	4.58%	3.97%	5.09%
Return on Invested Capital (ROIC)	9.78%	8.72%	8.26%	6.63%	5.49%	5.51%
Return on Capital Employed (ROCE)	11.70%	10.80%	10.10%	7.90%	5.70%	9.00%
Leverage & Solvency Ratios
Debt/Equity	1.13	1.00	0.96	0.89	0.88	0.70
Debt/EBITDA	3.01	2.86	2.88	3.14	4.13	2.40
Debt/FCF	4.84	4.35	5.40	3.85	8.75	4.87
Liquidity Ratios
Current Ratio	4.55	4.14	3.89	3.83	2.88	3.03
Quick Ratio	3.00	2.69	2.34	2.27	1.80	2.06
Efficiency Ratios
Asset Turnover	0.75	0.77	0.77	0.70	0.55	0.68
Inventory Turnover	3.65	4.10	4.11	4.03	3.38	3.16
Yield & Distribution Ratios
Earnings Yield	4.70%	5.58%	4.49%	6.30%	4.13%	3.67%
FCF Yield	7.55%	10.17%	7.28%	10.77%	5.99%	6.36%
Dividend Yield	1.00%	1.41%	1.26%	1.45%	1.88%	1.65%
Payout Ratio	21.45%	25.41%	28.22%	23.50%	38.05%	41.99%
Buyback Yield	1.42%	1.15%	3.46%	-15.37%	1.39%	3.72%
Total Return	2.42%	2.56%	4.71%	-13.92%	3.26%	5.38%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About FirstCash Holdings Financial Ratios

What is FirstCash Holdings's P/E ratio?

FirstCash Holdings's P/E ratio was 21.29 for fiscal 2025 (period ended Dec 31, 2025). It was 17.91 a year earlier.

What is FirstCash Holdings's return on equity?

FirstCash Holdings's return on equity (ROE) was 15.3% for fiscal 2025 (period ended Dec 31, 2025). It was 12.8% a year earlier.

What is FirstCash Holdings's debt-to-equity ratio?

FirstCash Holdings's debt-to-equity ratio was 1.13 for fiscal 2025 (period ended Dec 31, 2025). It was 1.00 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition