FinVolution Group (FINV) Balance Sheet: Assets & Liabilities

FinVolution Group (FINV) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), FinVolution Group reported total assets of CNY 25.43B and total liabilities of CNY 8.58B. Shareholders' equity was CNY 16.56B, up 6.5% from CNY 15.55B a year earlier. Total debt stood at CNY 1.32B against CNY 9.22B in cash and short-term investments, a net cash position of CNY 7.89B. That puts debt-to-equity at 0.08, compared with 0.00 a year earlier.

FinVolution Group Balance Sheet Analysis

Values in billions CNY

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for FinVolution Group (FINV) - Annual data in billions CNY
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	6.20	4.67	4.97	3.64	4.42	2.63	2.32	1.62	1.89
Short-Term Investments	3.02	2.83	2.96	3.43	1.20	1.97	0.11	1.69	1.96
Cash & Short-Term Investments	9.22	7.51	7.93	7.06	5.62	4.60	2.44	3.31	3.85
Accounts Receivable	3.35	2.41	2.21	2.22	4.91	3.22	9.38	5.32	1.85
Inventory	0.00	0.00	0.21	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	19.18	7.86	5.76	5.87	0.02	5.06	3.90	2.54
Total Current Assets	12.56	18.75	18.21	18.90	16.40	13.42	16.88	12.53	8.24
Non-Current Assets
Property, Plant & Equipment (Net)	0.69	0.66	0.18	0.33	0.16	0.15	0.23	0.14	0.11
Long-Term Investments	7.62	1.17	1.14	1.08	0.97	0.95	0.95	0.17	0.01
Goodwill	0.00	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05
Intangible Assets	0.35	0.14	0.10	0.10	0.10	0.10	0.06	0.07	0.06
Other Non-Current Assets	1.21	2.51	0.00	0.00	0.00	0.06	0.00	0.06	0.00
Total Non-Current Assets	12.86	4.54	3.09	2.49	1.74	1.40	1.43	0.61	0.36
Total Assets	25.43	23.61	21.29	21.38	18.14	14.88	18.30	13.14	8.60
Current Liabilities
Accounts Payable	0.00	0.01	1.40	2.69	0.00	0.00	0.00	0.91	1.11
Short-Term Debt	0.17	0.01	0.01	0.00	0.00	0.00	0.24	0.03	0.00
Accrued Liabilities	1.97	2.23	0.37	0.42	0.25	0.45	-	-	-
Deferred Revenue	0.00	1.53	1.89	1.81	1.10	1.26	0.06	0.17	0.00
Other Current Liabilities	0.00	3.76	1.56	2.98	2.71	2.44	9.53	5.71	2.92
Total Current Liabilities	0.17	7.53	3.66	4.93	4.00	0.60	9.95	7.03	4.29
Non-Current Liabilities
Long-Term Debt	1.15	0.03	0.04	0.18	0.03	0.04	0.09	0.00	0.00
Deferred Tax Liabilities	3.36	0.49	0.34	0.23	0.14	0.10	0.20	0.10	0.02
Other Non-Current Liabilities	2.77	0.49	3.39	3.60	3.25	4.44	0.00	-0.14	0.35
Total Non-Current Liabilities	8.40	0.52	3.76	4.01	3.42	2.59	0.34	0.13	0.63
Total Liabilities	8.58	8.05	7.42	8.94	7.43	6.45	10.29	7.16	4.92
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Retained Earnings	12.06	11.06	8.36	6.50	4.69	3.11	1.97	0.05	-2.40
Accumulated Other Comprehensive Income	1.06	0.09	0.84	0.75	0.59	-0.01	0.39	0.31	0.07
Treasury Stock	2.47	1.77	1.20	0.57	0.32	-	-	-	-
Additional Paid-in Capital	3.45	5.82	5.75	5.69	5.37	5.26	5.59	5.56	5.95
Minority Interest	0.29	0.35	0.12	0.07	0.05	0.07	0.06	0.06	0.06
Shares Outstanding	1.22	1.27	1.33	1.41	1.43	-	-	-	-
Total Stockholders' Equity	16.56	15.55	13.75	12.37	10.66	8.43	7.95	5.92	3.62
Total Liabilities & Equity	25.43	23.61	21.29	21.38	18.14	14.88	18.30	13.14	8.60

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About FinVolution Group Balance Sheet

How much debt does FinVolution Group have?

FinVolution Group had total debt of CNY 1.32B as of Dec 31, 2025, against CNY 9.22B in cash and short-term investments. Its debt-to-equity ratio was 0.08. Total debt was CNY 34.36M a year earlier.

What are FinVolution Group's total assets?

FinVolution Group reported total assets of CNY 25.43B as of Dec 31, 2025, up 7.7% from CNY 23.61B a year earlier. Total liabilities were CNY 8.58B.

What is FinVolution Group's shareholders' equity?

FinVolution Group's shareholders' equity was CNY 16.56B as of Dec 31, 2025, or about CNY 13.61 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition