First US Bancshares (FUSB) Cash Flow: Operating & Free Cash Flow

First US Bancshares (FUSB) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), First US Bancshares generated $12.32M of operating cash flow and spent $3.24M on capital expenditures. That left free cash flow of $9.08M, up 60.5% from $5.66M a year earlier, or 24.5% of revenue. It returned $3.37M to shareholders through $1.61M in dividends and $1.76M in share buybacks.

First US Bancshares Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for First US Bancshares, Inc. (FUSB) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Operating Activities
Net Income	5.99	8.17	8.49	6.86	4.45	2.71	4.57	2.49	-0.41
Depreciation & Amortization	1.74	1.71	1.78	1.88	2.03	2.10	2.10	1.63	1.13
Deferred Income Tax	0.05	0.58	0.13	-0.37	-0.40	0.72	1.13	1.49	2.83
Stock Based Compensation	0.74	0.62	0.60	0.49	0.44	0.42	0.36	0.44	0.37
Change in Working Capital	0.51	-2.95	0.10	-0.04	1.03	-3.04	-0.51	-1.76	-0.61
Change in Accounts Receivable	-0.33	0.39	-0.97	-0.46	0.25	-0.32	0.33	-0.22	-0.07
Change in Accounts Payable	0.78	-0.28	1.42	0.38	-0.07	-0.25	0.11	0.04	0.14
Change in Other Working Capital	0.39	-3.06	-0.05	0.03	0.85	-2.48	-0.95	-1.58	-0.68
Other Operating Activities	-1.02	-0.37	1.49	0.03	2.27	3.19	3.67	3.78	3.45
Net Cash from Operating Activities	12.33	7.76	13.07	12.53	9.83	6.09	11.32	8.06	6.75
Investing Activities
Capital Expenditures	-3.24	-2.10	-1.46	-1.26	-0.82	-0.96	-3.18	-1.55	-10.39
Acquisitions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-19.01	0.00
Purchases of Investments	-43.63	-57.96	-14.89	-39.26	-86.64	-36.33	-9.09	-19.68	-30.06
Sales/Maturities of Investments	50.15	28.96	12.61	29.34	41.93	54.93	57.33	49.58	57.62
Other Investing Activities	-31.19	0.75	-56.70	-69.03	-62.78	-83.70	-35.33	-6.64	-39.79
Net Cash from Investing Activities	-28.12	-30.35	-60.45	-80.20	-108.32	-66.06	9.72	2.70	-22.62
Financing Activities
Debt Repayment	-10.00	0.00	-10.04	9.99	10.68	-0.01	9.50	-35.07	0.48
Common Stock Issued	0.09	0.00	-0.03	0.00	0.00	0.00	0.00	0.00	0.00
Common Stock Repurchased	-1.76	-1.64	-1.42	-4.48	-0.53	-0.45	-1.48	0.00	0.00
Dividends Paid	-1.61	-1.26	-1.18	-0.83	-0.75	-0.74	-0.56	-0.50	-0.49
Other Financing Activities	55.50	22.43	80.14	31.90	55.91	98.55	-21.06	47.27	19.48
Net Cash from Financing Activities	42.13	19.52	67.51	36.58	65.32	97.35	-13.61	11.71	19.47
Summary
Net Change in Cash	26.33	-3.06	20.13	-31.09	-33.17	37.39	7.43	22.48	3.59
Cash at Beginning of Period	47.22	50.28	30.15	61.24	94.42	57.03	49.60	27.12	23.53
Cash at End of Period	73.55	47.22	50.28	30.15	61.24	94.42	57.03	49.60	27.12
Free Cash Flow	9.08	5.66	11.60	11.27	9.00	5.14	8.13	6.52	-3.64
Supplemental Disclosures
Interest Paid	-	22.39	14.03	3.87	3.02	-	-	-	-
Income Taxes Paid	-	2.80	2.38	2.86	1.38	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About First US Bancshares Cash Flow

What is First US Bancshares's free cash flow?

First US Bancshares generated free cash flow of $9.08M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $12.32M minus $3.24M of capital expenditures. That was up 60.5% from $5.66M a year earlier. Free cash flow equaled 24.5% of revenue.

How much does First US Bancshares spend on capital expenditures?

First US Bancshares spent $3.24M on capital expenditures in fiscal 2025, compared with $2.10M a year earlier. That equals 26.3% of operating cash flow.

Does First US Bancshares pay dividends or buy back shares?

Yes. In fiscal 2025 First US Bancshares returned $1.61M in dividends and $1.76M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition