Greene County Bancorp (GCBC) Financial Ratios

For fiscal 2026 (fiscal year ended Jun 30, 2026), Greene County Bancorp had a P/E ratio of 13.94 (up from 12.15), return on equity of 15.9% (up from 14.0%), debt-to-equity of 0.57 (up from 0.55) and return on assets of 1.3% (up from 1.1%). Its dividend yield was 1.22% with a payout ratio of 9.9%.

Greene County Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021
Valuation Ratios
P/E Ratio	13.94	12.15	23.17	16.48	13.78	10.01
P/S Ratio	6.32	5.15	8.95	6.82	5.77	2.14
P/B Ratio	2.06	1.58	2.79	2.77	2.44	1.60
Price/Tangible Book	2.06	1.58	2.79	2.77	2.44	1.60
Price/FCF	13.76	13.87	24.53	19.09	11.24	9.03
Price/OCF	13.52	13.52	23.04	18.05	10.91	8.63
Enterprise Value Ratios
EV/Revenue	-	-	-	-	-	2.31
EV/EBITDA	-	-	-	-	-	334.25
EV/FCF	-	-	-	-	-	9.78
Profitability & Returns
Return on Equity (ROE)	15.88%	14.00%	12.73%	18.06%	18.21%	17.20%
Return on Assets (ROA)	1.32%	1.06%	0.90%	1.17%	1.17%	-
Leverage & Solvency Ratios
Debt/Equity	0.57	0.55	0.98	0.28	1.11	0.13
Debt/EBITDA	-	-	-	-	-	25.35
Debt/FCF	3.80	4.80	8.61	1.95	5.10	0.74
Liquidity Ratios
Efficiency Ratios
Asset Turnover	-	-	-	-	-	0.06
Yield & Distribution Ratios
Earnings Yield	7.17%	8.23%	4.32%	6.07%	7.26%	9.99%
FCF Yield	7.27%	7.21%	4.08%	5.24%	8.90%	11.07%
Dividend Yield	1.22%	1.67%	0.98%	0.97%	1.17%	1.02%
Payout Ratio	9.87%	14.37%	13.08%	7.12%	9.41%	10.15%
Buyback Yield	0.01%	-	-	-	-	0.19%
Total Return	1.23%	1.67%	0.98%	0.97%	1.17%	1.21%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Greene County Bancorp Financial Ratios

What is Greene County Bancorp's P/E ratio?

Greene County Bancorp's P/E ratio was 13.94 for fiscal 2026 (period ended Jun 30, 2026). It was 12.15 a year earlier.

What is Greene County Bancorp's return on equity?

Greene County Bancorp's return on equity (ROE) was 15.9% for fiscal 2026 (period ended Jun 30, 2026). It was 14.0% a year earlier.

What is Greene County Bancorp's debt-to-equity ratio?

Greene County Bancorp's debt-to-equity ratio was 0.57 for fiscal 2026 (period ended Jun 30, 2026). It was 0.55 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition