Home Bancorp (HBCP) Financial Statements & Analysis

Home Bancorp (HBCP) Income Statement

Home Bancorp reported revenue of $209.23M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 4.9% from $199.39M a year earlier. Net income was $46.06M, up 26.5% year over year, a net margin of 22.0%. Gross margin was 70.5% and operating margin 27.7%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $53.14M, up 41.5% from the same quarter a year earlier.

Home Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Home Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	209.23	199.39	132.49	131.90	123.17	118.43	116.62	115.76	84.36
Cost of Revenue	61.65	67.03	45.81	15.68	-3.86	24.65	19.23	14.25	8.87
Gross Profit	147.58	132.37	132.49	124.13	127.03	93.79	97.40	101.51	75.49
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	63.50	53.33	23.66	50.01	41.02	39.07	39.99	38.11	29.35
Operating Expenses	89.56	87.18	82.34	81.63	66.59	62.98	63.61	63.23	46.18
Operating Income	58.02	45.18	50.15	42.50	60.44	30.81	33.79	38.29	29.32
Other Income/Expense
Interest Income	193.77	184.77	163.66	125.93	106.90	104.13	102.21	102.31	74.40
Interest Expense	60.52	64.51	42.97	7.92	5.91	11.92	16.21	10.31	6.55
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	58.02	45.18	50.15	42.50	60.44	30.81	33.79	38.29	29.32
Income Tax Expense	11.96	8.76	9.91	8.43	11.82	6.04	5.86	6.70	12.49
Net Income	46.06	36.43	40.24	34.07	48.62	24.77	27.93	31.59	16.82
Net Income - Continuous Operations	46.06	36.43	40.24	34.07	48.62	24.77	27.93	31.59	16.82
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	61.33	48.68	7.25	7.54	63.52	34.03	36.78	40.99	31.48
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	3.31	3.50	1.60	1.60	3.08	3.22	2.99	2.66	2.16
Earnings Per Share
Basic EPS	6.00	5.00	5.00	4.00	6.00	3.00	3.00	3.00	3.00
Diluted EPS	6.00	5.00	5.00	4.00	6.00	3.00	3.00	3.00	2.00
Basic Shares Outstanding	7.77	7.97	8.03	8.14	8.38	8.67	9.07	9.08	7.11
Diluted Shares Outstanding	7.85	7.97	8.07	8.19	8.43	8.70	9.15	9.29	7.38

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Home Bancorp Financial Statements

What was Home Bancorp's revenue in fiscal 2025?

Home Bancorp reported revenue of $209.23M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 4.9% from $199.39M a year earlier.

Is Home Bancorp profitable?

Yes. Home Bancorp earned net income of $46.06M in fiscal 2025, a net margin of 22.0%. In fiscal 2024 it earned $36.43M.

What is Home Bancorp's operating margin?

Home Bancorp's operating income was $58.02M on revenue of $209.23M in fiscal 2025, an operating margin of 27.7%, compared with 22.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition