Home Bancorp (HBCP) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Home Bancorp had a P/E ratio of 9.82 (down from 10.24), return on equity of 11.1% (up from 9.5%), debt-to-equity of 0.15 (down from 0.62) and return on assets of 1.3% (up from 1.1%). Its dividend yield was 2.00% with a payout ratio of 19.5%.

Home Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	9.82	10.24	8.51	9.73	7.28	9.89
Forward P/E	10.32	10.34	10.50	7.83	11.20	8.99
P/S Ratio	3.04	2.82	2.58	2.67	2.79	2.61
P/B Ratio	1.04	0.94	0.93	1.00	1.00	0.76
Price/Tangible Book	1.29	1.20	1.22	1.37	1.22	0.95
Price/FCF	10.20	8.35	8.70	6.84	6.64	5.23
Price/OCF	8.30	7.66	8.28	6.47	6.35	5.00
PEG Ratio	0.21	0.21	0.21	-	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	11.08%	9.54%	11.54%	9.99%	14.43%	7.76%
Return on Assets (ROA)	1.33%	1.08%	1.23%	1.11%	1.76%	1.03%
Leverage & Solvency Ratios
Debt/Equity	0.15	0.62	0.72	0.74	0.10	0.12
Debt/FCF	1.52	5.51	6.71	5.05	0.70	0.83
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	10.18%	9.76%	11.76%	10.28%	13.74%	10.11%
FCF Yield	9.80%	11.97%	11.49%	14.63%	15.05%	19.13%
Dividend Yield	2.00%	2.27%	2.53%	2.54%	2.46%	3.56%
Payout Ratio	19.51%	22.48%	20.43%	22.83%	16.18%	31.91%
Buyback Yield	1.99%	0.74%	1.57%	2.78%	3.17%	4.83%
Total Return	3.99%	3.01%	4.10%	5.32%	5.63%	8.39%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Home Bancorp Financial Ratios

What is Home Bancorp's P/E ratio?

Home Bancorp's P/E ratio was 9.82 for fiscal 2025 (period ended Dec 31, 2025). It was 10.24 a year earlier.

What is Home Bancorp's return on equity?

Home Bancorp's return on equity (ROE) was 11.1% for fiscal 2025 (period ended Dec 31, 2025). It was 9.5% a year earlier.

What is Home Bancorp's debt-to-equity ratio?

Home Bancorp's debt-to-equity ratio was 0.15 for fiscal 2025 (period ended Dec 31, 2025). It was 0.62 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition