Hingham Institution for Savings (HIFS) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Hingham Institution for Savings had a P/E ratio of 11.36 (down from 19.66), return on equity of 12.0% (up from 6.7%), debt-to-equity of 3.05 (down from 3.47) and return on assets of 1.2% (up from 0.6%). Its dividend yield was 0.89% with a payout ratio of 10.1%.

Hingham Institution for Savings Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

Scroll to see more

Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	11.36	19.66	15.90	15.78	13.34	9.09
P/S Ratio	6.03	8.46	6.61	7.32	7.84	5.01
P/B Ratio	1.29	1.28	1.03	1.53	2.54	1.58
Price/Tangible Book	1.29	1.28	1.03	1.53	2.54	1.58
Price/FCF	17.44	47.14	22.73	11.10	15.67	10.47
Price/OCF	17.31	46.59	21.23	10.60	15.24	10.12
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	11.97%	6.72%	6.65%	10.13%	20.84%	18.80%
Return on Assets (ROA)	1.21%	0.63%	0.61%	0.98%	2.15%	1.86%
Leverage & Solvency Ratios
Debt/Equity	3.05	3.47	4.15	3.31	1.88	1.40
Debt/FCF	41.23	127.46	91.74	23.94	11.60	9.29
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.80%	5.09%	6.29%	6.34%	7.50%	11.00%
FCF Yield	5.73%	2.12%	4.40%	9.01%	6.38%	9.55%
Dividend Yield	0.89%	0.99%	1.30%	0.87%	0.50%	0.86%
Payout Ratio	10.08%	19.45%	20.34%	12.89%	6.14%	7.20%
Buyback Yield	-0.41%	-0.05%	0.41%	-0.04%	-0.82%	-0.14%
Total Return	0.48%	0.95%	1.71%	0.83%	-0.33%	0.72%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Hingham Institution for Savings Financial Ratios

What is Hingham Institution for Savings's P/E ratio?

Hingham Institution for Savings's P/E ratio was 11.36 for fiscal 2025 (period ended Dec 31, 2025). It was 19.66 a year earlier.

What is Hingham Institution for Savings's return on equity?

Hingham Institution for Savings's return on equity (ROE) was 12.0% for fiscal 2025 (period ended Dec 31, 2025). It was 6.7% a year earlier.

What is Hingham Institution for Savings's debt-to-equity ratio?

Hingham Institution for Savings's debt-to-equity ratio was 3.05 for fiscal 2025 (period ended Dec 31, 2025). It was 3.47 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition