Investar Holding (ISTR) Financial Statements & Analysis

Investar Holding (ISTR) Income Statement

Investar Holding reported revenue of $90.24M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 42.3% from $156.52M a year earlier. Net income was $22.90M, up 13.1% year over year, a net margin of 25.4%. Gross margin was 103.7% and operating margin 30.8%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $36.55M, down 3.8% from the same quarter a year earlier.

Investar Holding Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Investar Holding Corporation income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	90.24	156.52	82.38	108.39	72.97	105.93	95.67	78.11	57.03
Cost of Revenue	59.93	70.63	-2.00	17.71	22.89	31.42	26.53	19.09	12.37
Gross Profit	93.56	85.89	83.06	105.47	72.97	74.51	69.14	59.02	44.67
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	40.66	38.99	37.45	35.24	43.25	33.71	28.90	25.71	19.10
Operating Expenses	65.75	61.48	63.95	61.12	63.47	57.17	48.18	41.78	32.22
Operating Income	27.81	24.41	20.43	44.35	9.91	17.34	20.96	17.24	12.45
Other Income/Expense
Interest Income	144.02	143.87	133.20	104.57	95.54	93.79	89.44	73.89	53.35
Interest Expense	63.24	74.11	58.68	14.78	11.73	20.26	24.63	16.52	10.83
Other Income/Expense	0.08	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	27.89	24.41	20.43	44.35	9.91	17.34	20.96	17.24	12.45
Income Tax Expense	4.98	4.15	3.75	8.64	1.91	3.45	4.12	3.63	4.25
Net Income	22.90	20.25	16.68	35.71	8.00	13.89	16.84	13.61	8.20
Net Income - Continuous Operations	22.90	20.25	16.68	35.71	8.00	13.89	16.84	13.61	8.20
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	30.60	27.50	24.21	48.78	14.90	21.91	24.42	19.79	14.32
EBIT	27.89	24.41	20.43	44.35	9.91	-	-	-	-
Depreciation & Amortization	2.79	3.10	3.78	4.44	4.99	4.57	3.46	2.55	1.87
Earnings Per Share
Basic EPS	2.00	2.00	2.00	4.00	1.00	1.00	2.00	1.00	1.00
Diluted EPS	2.00	2.00	2.00	4.00	1.00	1.00	2.00	1.00	1.00
Basic Shares Outstanding	9.84	9.81	9.87	10.09	10.42	10.85	9.93	9.65	8.54
Diluted Shares Outstanding	10.26	9.94	9.87	10.20	10.50	10.87	10.14	9.79	8.54

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Investar Holding Financial Statements

What was Investar Holding's revenue in fiscal 2025?

Investar Holding reported revenue of $90.24M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 42.3% from $156.52M a year earlier.

Is Investar Holding profitable?

Yes. Investar Holding earned net income of $22.90M in fiscal 2025, a net margin of 25.4%. In fiscal 2024 it earned $20.25M.

What is Investar Holding's operating margin?

Investar Holding's operating income was $27.81M on revenue of $90.24M in fiscal 2025, an operating margin of 30.8%, compared with 15.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition