Investar Holding (ISTR) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Investar Holding had a P/E ratio of 11.98 (up from 10.66), return on equity of 8.5% (down from 8.6%), debt-to-equity of 0.55 (up from 0.50) and return on assets of 0.8% (up from 0.7%). Its dividend yield was 1.65% with a payout ratio of 20.8%.

Investar Holding Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	11.98	10.66	8.72	5.97	23.87	12.72
Forward P/E	9.72	12.51	10.82	7.72	8.48	12.58
P/S Ratio	2.81	2.59	1.75	2.05	2.61	2.36
P/B Ratio	0.87	0.89	0.64	0.99	0.79	0.72
Price/Tangible Book	1.14	1.08	0.79	1.23	0.96	0.83
Price/FCF	15.55	14.00	5.78	5.11	6.31	17.29
Price/OCF	14.37	13.55	5.54	4.98	5.69	9.90
PEG Ratio	0.92	0.92	0.92	0.92	0.92	0.92
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	8.45%	8.65%	7.54%	15.58%	3.29%	5.72%
Return on Assets (ROA)	0.82%	0.73%	0.60%	1.36%	0.33%	0.62%
Leverage & Solvency Ratios
Debt/Equity	0.55	0.50	1.40	2.05	0.56	0.73
Debt/FCF	9.88	7.80	12.60	10.62	4.50	17.44
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.75%	9.38%	11.47%	16.77%	4.20%	7.91%
FCF Yield	6.43%	7.15%	17.31%	19.58%	15.84%	5.78%
Dividend Yield	1.65%	1.93%	2.80%	1.85%	1.87%	1.68%
Payout Ratio	20.76%	19.61%	23.05%	9.95%	38.63%	19.34%
Buyback Yield	-8.46%	-0.96%	3.33%	3.04%	3.36%	-8.32%
Total Return	-6.81%	0.97%	6.13%	4.89%	5.23%	-6.64%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Investar Holding Financial Ratios

What is Investar Holding's P/E ratio?

Investar Holding's P/E ratio was 11.98 for fiscal 2025 (period ended Dec 31, 2025). It was 10.66 a year earlier.

What is Investar Holding's return on equity?

Investar Holding's return on equity (ROE) was 8.5% for fiscal 2025 (period ended Dec 31, 2025). It was 8.6% a year earlier.

What is Investar Holding's debt-to-equity ratio?

Investar Holding's debt-to-equity ratio was 0.55 for fiscal 2025 (period ended Dec 31, 2025). It was 0.50 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition