LexinFintech Holdings (LX) Financial Statements & Analysis

LexinFintech Holdings (LX) Income Statement

LexinFintech Holdings reported revenue of CNY 12.79B in fiscal 2025 (fiscal year ended Dec 31, 2025), down 9.9% from CNY 14.20B a year earlier. Net income was CNY 1.63B, up 48.2% year over year, a net margin of 12.8%. Gross margin was 72.3% and operating margin 17.7%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was CNY 3.21B, down 10.6% from the same quarter a year earlier.

LexinFintech Holdings Income Statement Analysis

Values in billions CNY

Income Statement Balance Sheet Cash Flow Ratios

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LexinFintech Holdings Ltd. income statement - Annual data in billions CNY
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	12.79	14.20	13.06	9.87	11.38	11.65	10.60	7.60	5.58
Cost of Revenue	3.55	9.18	8.54	6.83	5.63	8.01	5.61	4.58	4.26
Gross Profit	9.24	5.03	4.51	3.03	5.75	3.63	4.99	3.01	1.32
Operating Expenses
Research & Development	0.60	0.58	0.51	0.58	0.55	0.47	0.42	0.32	0.24
Selling, General & Administrative	2.28	2.16	2.12	2.12	2.13	1.73	1.95	0.87	0.61
Operating Expenses	6.98	2.74	2.63	2.70	2.68	2.20	2.37	1.19	0.84
Operating Income	2.26	2.29	1.88	0.33	3.07	1.43	2.63	1.82	0.48
Other Income/Expense
Interest Income	2.07	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest Expense	0.24	0.01	0.05	0.06	0.06	0.08	0.04	0.02	0.08
Other Income/Expense	-0.24	-0.93	-0.55	0.75	-0.30	-0.75	0.08	0.29	0.00
Income
Income Before Tax	2.02	1.35	1.33	1.03	2.77	0.69	2.71	2.11	0.47
Income Tax Expense	0.39	0.25	0.26	0.20	0.44	0.09	0.41	0.13	0.23
Net Income	1.63	1.10	1.07	0.82	2.33	0.59	2.29	1.98	0.24
Net Income - Continuous Operations	1.63	1.10	1.07	0.83	2.33	0.59	2.29	1.98	0.24
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	2.37	1.51	1.52	1.23	2.98	0.87	2.83	2.16	0.49
EBIT	1.59	2.29	1.38	1.08	3.07	1.43	-	-	-
Depreciation & Amortization	0.10	0.15	0.15	0.15	0.15	0.11	0.09	0.03	0.02
Earnings Per Share
Basic EPS	10.00	7.00	6.00	5.00	13.00	3.00	13.00	11.00	1.00
Diluted EPS	9.00	7.00	6.00	4.00	11.00	3.00	12.00	11.00	1.00
Basic Shares Outstanding	0.17	0.17	0.17	0.17	0.18	0.21	0.19	0.18	0.16
Diluted Shares Outstanding	0.18	0.17	0.18	0.20	0.21	0.21	0.19	0.18	0.17

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About LexinFintech Holdings Financial Statements

What was LexinFintech Holdings's revenue in fiscal 2025?

LexinFintech Holdings reported revenue of CNY 12.79B in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 9.9% from CNY 14.20B a year earlier.

Is LexinFintech Holdings profitable?

Yes. LexinFintech Holdings earned net income of CNY 1.63B in fiscal 2025, a net margin of 12.8%. In fiscal 2024 it earned CNY 1.10B.

What is LexinFintech Holdings's operating margin?

LexinFintech Holdings's operating income was CNY 2.26B on revenue of CNY 12.79B in fiscal 2025, an operating margin of 17.7%, compared with 16.1% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition