MainStreet Bancshares (MNSB) Financial Statements & Analysis

MainStreet Bancshares (MNSB) Income Statement

MainStreet Bancshares reported revenue of $135.89M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 130.1% from $59.06M a year earlier. Net income was $15.61M, a net margin of 11.5%. Gross margin was 54.4% and operating margin 14.0%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $18.54M, down 8.8% from the same quarter a year earlier.

MainStreet Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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MainStreet Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	135.89	59.06	127.76	75.31	70.31	69.52	63.68	47.07	29.18
Cost of Revenue	61.97	78.80	49.32	15.77	9.49	19.71	21.00	15.79	7.36
Gross Profit	73.92	59.06	78.44	72.91	60.82	49.82	42.68	31.28	21.82
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	36.83	16.93	32.66	27.61	22.61	22.19	19.09	14.58	10.35
Operating Expenses	54.82	72.97	45.62	39.52	32.87	30.26	25.38	19.98	15.61
Operating Income	19.09	-13.90	32.82	33.39	27.96	19.56	17.30	11.30	6.22
Other Income/Expense
Interest Income	131.59	134.62	124.42	84.02	64.20	62.07	58.81	43.84	26.95
Interest Expense	62.04	72.04	47.68	13.37	10.66	16.10	19.38	12.67	5.47
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	19.09	-13.90	32.82	33.39	27.96	19.56	17.30	11.30	6.22
Income Tax Expense	3.48	-3.92	6.24	6.71	5.79	3.84	3.35	2.09	2.33
Net Income	15.61	-12.14	26.59	26.67	22.17	15.72	13.95	9.21	3.88
Net Income - Continuous Operations	15.61	-9.98	26.59	26.67	22.17	15.72	13.95	9.21	3.88
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	24.03	4.63	35.57	35.97	30.32	21.70	19.13	12.97	7.52
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	4.94	4.63	2.75	2.58	2.37	2.14	1.83	1.67	1.30
Earnings Per Share
Basic EPS	2.00	-2.00	3.00	3.00	3.00	2.00	2.00	1.00	1.00
Diluted EPS	2.00	-2.00	3.00	3.00	3.00	2.00	2.00	1.00	1.00
Basic Shares Outstanding	7.65	7.61	7.52	7.53	7.56	8.13	8.25	6.65	4.78
Diluted Shares Outstanding	7.65	7.61	7.52	7.53	7.56	8.13	8.25	6.65	4.78

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About MainStreet Bancshares Financial Statements

What was MainStreet Bancshares's revenue in fiscal 2025?

MainStreet Bancshares reported revenue of $135.89M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 130.1% from $59.06M a year earlier.

Is MainStreet Bancshares profitable?

Yes. MainStreet Bancshares earned net income of $15.61M in fiscal 2025, a net margin of 11.5%. In fiscal 2024 it lost $12.14M.

What is MainStreet Bancshares's operating margin?

MainStreet Bancshares's operating income was $19.09M on revenue of $135.89M in fiscal 2025, an operating margin of 14.0%, compared with -23.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition