MainStreet Bancshares (MNSB) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), MainStreet Bancshares had a P/E ratio of 10.97, return on equity of 7.3% (up from -4.7%), debt-to-equity of 0.39 (down from 0.49) and return on assets of 0.7% (up from -0.5%). Its dividend yield was 1.97% with a payout ratio of 33.3%.

MainStreet Bancshares Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.97	-	7.41	8.06	9.05	8.26
Forward P/E	10.28	19.25	10.51	7.71	11.08	10.06
P/S Ratio	2.01	2.26	2.31	2.71	2.98	2.50
P/B Ratio	0.68	0.64	0.82	1.00	0.96	0.74
Price/Tangible Book	0.77	0.74	1.01	1.22	1.14	0.89
Price/FCF	13.88	9.64	5.82	6.10	6.63	7.92
Price/OCF	9.97	9.04	5.72	5.89	6.22	7.32
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	7.32%	-4.65%	12.67%	13.78%	12.44%	10.32%
Return on Assets (ROA)	0.70%	-0.47%	1.34%	1.49%	1.35%	1.08%
Leverage & Solvency Ratios
Debt/Equity	0.39	0.49	0.51	1.03	0.21	0.20
Debt/FCF	8.07	7.32	3.63	6.28	1.43	2.13
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	10.58%	-7.49%	14.68%	13.49%	12.24%	12.62%
FCF Yield	7.21%	10.37%	17.19%	16.40%	15.08%	12.63%
Dividend Yield	1.97%	2.21%	1.61%	1.09%	0.20%	-
Payout Ratio	33.34%	-	19.44%	15.14%	9.72%	4.04%
Buyback Yield	-0.61%	-1.11%	0.09%	0.40%	7.04%	1.45%
Total Return	1.36%	1.10%	1.70%	1.49%	7.24%	1.45%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About MainStreet Bancshares Financial Ratios

What is MainStreet Bancshares's P/E ratio?

MainStreet Bancshares's P/E ratio was 10.97 for fiscal 2025 (period ended Dec 31, 2025).

What is MainStreet Bancshares's return on equity?

MainStreet Bancshares's return on equity (ROE) was 7.3% for fiscal 2025 (period ended Dec 31, 2025). It was -4.7% a year earlier.

What is MainStreet Bancshares's debt-to-equity ratio?

MainStreet Bancshares's debt-to-equity ratio was 0.39 for fiscal 2025 (period ended Dec 31, 2025). It was 0.49 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition