NB Bancorp (NBBK) Income Statement

NB Bancorp reported revenue of $209.00M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 29.3% from $161.63M a year earlier. Net income was $50.30M, up 19.3% year over year, a net margin of 24.1%. Gross margin was 83.4% and operating margin 34.0%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $74.70M, up 45.7% from the same quarter a year earlier.

NB Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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NB Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Revenue & Gross Profit
Revenue	209.01	161.64	147.07	113.34	84.62	71.29
Cost of Revenue	142.94	143.44	104.33	22.25	14.68	-
Gross Profit	174.27	160.61	133.19	106.64	84.12	-
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	-
Selling, General & Administrative	32.42	26.66	108.65	61.24	15.19	-
Operating Expenses	103.14	101.99	121.34	70.25	56.49	-
Operating Income	71.13	58.62	11.84	36.39	27.63	-
Other Income/Expense
Interest Income	335.75	292.52	222.17	121.02	90.64	-
Interest Expense	138.29	131.32	90.44	15.55	12.63	-
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	-
Income
Income Before Tax	71.13	58.62	11.84	36.39	27.63	-
Income Tax Expense	20.83	16.47	2.02	6.32	6.06	5.28
Net Income	50.30	42.15	9.83	30.07	21.58	14.07
Net Income - Continuous Operations	50.30	42.15	9.83	30.07	21.58	-
Net Income - Discontinued Operations	-	-	-	-	-	-
EBITDA	2.78	2.67	2.53	38.86	2.10	-
EBIT	-	-	-	-	-	-
Depreciation & Amortization	3.60	2.96	2.83	2.47	2.10	-
Earnings Per Share
Basic EPS	1.00	1.00	-	1.00	1.00	-
Diluted EPS	1.00	1.00	-	1.00	1.00	-
Basic Shares Outstanding	37.41	39.39	42.02	42.71	42.71	-
Diluted Shares Outstanding	37.63	39.39	42.02	42.71	42.71	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About NB Bancorp Financial Statements

What was NB Bancorp's revenue in fiscal 2025?

NB Bancorp reported revenue of $209.00M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 29.3% from $161.63M a year earlier.

Is NB Bancorp profitable?

Yes. NB Bancorp earned net income of $50.30M in fiscal 2025, a net margin of 24.1%. In fiscal 2024 it earned $42.15M.

What is NB Bancorp's operating margin?

NB Bancorp's operating income was $71.13M on revenue of $209.00M in fiscal 2025, an operating margin of 34.0%, compared with 36.3% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition