NB Bancorp (NBBK) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), NB Bancorp had a P/E ratio of 14.46 (down from 18.30), return on equity of 6.2% (up from 5.5%), debt-to-equity of 0.28 (up from 0.21) and return on assets of 0.8% (down from 0.9%). Its dividend yield was 0.82% with a payout ratio of 11.1%.

NB Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	14.46	18.30	58.46	-	-	-
Forward P/E	10.04	13.79	-	-	-	-
P/S Ratio	3.48	4.77	4.43	-	-	-
P/B Ratio	0.85	1.01	0.76	-	-	-
Price/Tangible Book	0.89	1.01	0.76	-	-	-
Price/FCF	12.68	18.70	11.48	-	-	-
Price/OCF	11.97	17.86	10.86	-	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	6.19%	5.54%	1.78%	8.97%	6.81%	4.69%
Return on Assets (ROA)	0.83%	0.87%	0.24%	0.92%	0.77%	0.55%
Leverage & Solvency Ratios
Debt/Equity	0.28	0.21	0.42	0.97	0.05	0.39
Debt/FCF	4.19	3.91	6.43	10.75	0.35	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	6.91%	5.47%	1.71%	-	-	-
FCF Yield	7.89%	5.35%	8.71%	-	-	-
Dividend Yield	0.82%	-	-	-	-	-
Payout Ratio	11.08%	-	-	-	-	-
Buyback Yield	4.48%	6.26%	-	-	-	-
Total Return	5.30%	6.26%	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About NB Bancorp Financial Ratios

What is NB Bancorp's P/E ratio?

NB Bancorp's P/E ratio was 14.46 for fiscal 2025 (period ended Dec 31, 2025). It was 18.30 a year earlier.

What is NB Bancorp's return on equity?

NB Bancorp's return on equity (ROE) was 6.2% for fiscal 2025 (period ended Dec 31, 2025). It was 5.5% a year earlier.

What is NB Bancorp's debt-to-equity ratio?

NB Bancorp's debt-to-equity ratio was 0.28 for fiscal 2025 (period ended Dec 31, 2025). It was 0.21 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition