Northpointe Bancshares (NPB) Income Statement

Northpointe Bancshares reported revenue of $471.18M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 153.7% from $185.72M a year earlier. Net income was $83.41M, up 76.9% year over year, a net margin of 17.7%. Gross margin was 50.9% and operating margin 23.4%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $55.07M, down 14.4% from the same quarter a year earlier.

Northpointe Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Northpointe Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Revenue & Gross Profit
Revenue	471.18	185.72	362.45	257.56	2.17	36.17
Cost of Revenue	231.56	202.99	164.68	68.90	1.14	0.00
Gross Profit	239.62	187.47	197.77	255.34	1.02	36.17
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	29.88	23.09
Selling, General & Administrative	93.62	24.58	104.29	159.88	22.17	9.44
Operating Expenses	129.23	114.59	153.08	221.65	52.05	32.52
Operating Income	110.39	72.88	44.69	33.69	-51.03	3.65
Other Income/Expense
Interest Income	380.20	317.53	267.38	166.12	0.53	0.57
Interest Expense	229.47	203.32	166.16	66.69	0.00	0.02
Other Income/Expense	0.00	0.00	0.00	0.00	-	7.68
Income
Income Before Tax	110.39	72.88	44.69	33.69	-57.52	11.33
Income Tax Expense	26.98	17.72	10.93	10.46	-0.08	0.29
Net Income	83.41	47.16	33.76	23.24	-57.44	11.04
Net Income - Continuous Operations	83.41	55.16	33.76	23.24	-57.44	11.04
Net Income - Discontinued Operations	-	-	-	-	-	-
EBITDA	113.47	3.80	48.70	37.71	-56.67	11.89
EBIT	-	-	-	-	-	-
Depreciation & Amortization	3.07	3.80	4.02	4.02	0.84	0.54
Earnings Per Share
Basic EPS	2.00	2.00	1.00	-	-1.00	1.00
Diluted EPS	2.00	2.00	1.00	-	-1.00	1.00
Basic Shares Outstanding	33.43	25.76	34.31	34.31	75.96	58.33
Diluted Shares Outstanding	33.86	25.82	34.31	34.31	75.96	68.36

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Northpointe Bancshares Financial Statements

What was Northpointe Bancshares's revenue in fiscal 2025?

Northpointe Bancshares reported revenue of $471.18M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 153.7% from $185.72M a year earlier.

Is Northpointe Bancshares profitable?

Yes. Northpointe Bancshares earned net income of $83.41M in fiscal 2025, a net margin of 17.7%. In fiscal 2024 it earned $47.16M.

What is Northpointe Bancshares's operating margin?

Northpointe Bancshares's operating income was $110.39M on revenue of $471.18M in fiscal 2025, an operating margin of 23.4%, compared with 39.2% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition