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Northpointe Bancshares, Inc.

NPBNYSEFinancialsBanks - Regional

$15.23Today:- (-)1Y −6.42%

As of Oct 26, 2026 close

Market cap
$539.53M
P/E (TTM)
6.08
Forward P/E
4.39
Dividend yield
0.68%
52-week range
$14.21$19.71
Volume (live)
-
Avg. volume (3M)
312.09K

Northpointe Bancshares (NPB) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Northpointe Bancshares had a P/E ratio of 8.05, return on equity of 16.2% (up from 12.3%), debt-to-equity of 2.70 (down from 2.82) and return on assets of 1.4% (up from 1.1%). Its dividend yield was 0.60% with a payout ratio of 13.7%.

Northpointe Bancshares Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income StatementBalance SheetCash FlowRatios
Scroll to see more
BreakdownFY 2025FY 2024FY 2023FY 2022
Period endingDec 2025Dec 2024Dec 2023Dec 2022
Valuation Ratios
P/E Ratio8.05---
Forward P/E6.49---
P/S Ratio2.43---
P/B Ratio1.01---
Price/Tangible Book1.02---
Price/FCF13.89---
Price/OCF13.02---
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)16.17%12.35%7.96%-
Return on Assets (ROA)1.36%1.11%0.74%-
Leverage & Solvency Ratios
Debt/Equity2.702.823.062.35
Debt/FCF37.0269.532.630.73
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield14.47%---
FCF Yield7.20%---
Dividend Yield0.60%---
Payout Ratio13.71%20.99%36.20%74.92%
Buyback Yield-31.14%-0.10%0.51%-
Total Return-30.54%-0.10%0.51%-

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Northpointe Bancshares Financial Ratios

What is Northpointe Bancshares's P/E ratio?

Northpointe Bancshares's P/E ratio was 8.05 for fiscal 2025 (period ended Dec 31, 2025).

What is Northpointe Bancshares's return on equity?

Northpointe Bancshares's return on equity (ROE) was 16.2% for fiscal 2025 (period ended Dec 31, 2025). It was 12.3% a year earlier.

What is Northpointe Bancshares's debt-to-equity ratio?

Northpointe Bancshares's debt-to-equity ratio was 2.70 for fiscal 2025 (period ended Dec 31, 2025). It was 2.82 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition