OceanFirst Financial (OCFC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), OceanFirst Financial had a P/E ratio of 15.35 (up from 11.02), return on equity of 4.2% (down from 6.0%), debt-to-equity of 1.07 (up from 0.84) and return on assets of 0.5% (down from 0.8%). Its dividend yield was 4.45% with a payout ratio of 68.0%.

OceanFirst Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	15.35	11.02	10.31	8.81	12.44	18.24
Forward P/E	10.64	11.92	10.10	8.31	11.48	11.74
P/S Ratio	2.65	2.81	2.67	2.93	3.57	3.41
P/B Ratio	0.62	0.62	0.62	0.79	0.87	0.75
Price/Tangible Book	0.91	0.91	0.90	1.18	1.32	1.16
Price/FCF	12.96	12.50	8.85	5.47	11.19	9.47
Price/OCF	11.81	11.47	8.30	5.02	8.25	8.41
PEG Ratio	1.14	1.14	1.14	1.14	1.14	1.32
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	4.22%	5.97%	6.41%	9.50%	7.34%	4.80%
Return on Assets (ROA)	0.51%	0.75%	0.78%	1.19%	0.95%	0.64%
Leverage & Solvency Ratios
Debt/Equity	1.07	0.84	0.74	1.01	0.26	0.29
Debt/FCF	22.39	17.00	10.52	7.01	3.30	3.67
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	6.89%	9.46%	10.09%	11.67%	8.34%	5.67%
FCF Yield	7.72%	8.00%	11.30%	18.27%	8.94%	10.56%
Dividend Yield	4.45%	4.42%	4.60%	3.60%	3.03%	4.51%
Payout Ratio	67.98%	50.85%	49.29%	32.41%	40.44%	67.79%
Buyback Yield	1.50%	1.12%	-0.13%	1.29%	0.70%	-18.38%
Total Return	5.95%	5.54%	4.46%	4.90%	3.73%	-13.87%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About OceanFirst Financial Financial Ratios

What is OceanFirst Financial's P/E ratio?

OceanFirst Financial's P/E ratio was 15.35 for fiscal 2025 (period ended Dec 31, 2025). It was 11.02 a year earlier.

What is OceanFirst Financial's return on equity?

OceanFirst Financial's return on equity (ROE) was 4.2% for fiscal 2025 (period ended Dec 31, 2025). It was 6.0% a year earlier.

What is OceanFirst Financial's debt-to-equity ratio?

OceanFirst Financial's debt-to-equity ratio was 1.07 for fiscal 2025 (period ended Dec 31, 2025). It was 0.84 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition