Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap1.96B
Enterprise Value1.49B
Trailing P/E9.49
Forward P/E9.17
OFG
(NYSE)OFG Bancorp
$41.35-- (--)
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OFG Bancorp (OFG) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)2.65
Forward Price/Sales2.82
Price/Book (mrq)1.40
Price/Tangible Book (mrq)1.50
Price/FCF (ttm)9.76
Price/OCF (ttm)8.94
PEG Ratio2.71
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue2.02
EV/Earnings7.25
EV/EBITDA5.21
EV/FCF7.46
Stock Price
Current price, 52-week range, and moving averages
Current Price$41.35
1-Day Change1.56%
52-Week High$46.11
52-Week Low$33.15
52-Week Change2.96%
YTD Change0.17%
1-Year Change2.37%
50-Day MA$40.30
200-Day MA$41.79
Avg Volume (30 day)239.61K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding47.37M
Book Value per Share$29.35
Net Cash per Share$19.84
FCF per Share$4.21
Analyst Price Targets & Consensus
Wall Street analyst ratings and 12-month price targets (90 days)
Price Target$44.00
Target Upside/Downside6.41%
Analyst ConsensusHold
Analyst Count3
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin83.65%
EBITDA Margin (ttm)38.82%
Operating Margin (ttm)36.21%
Pretax Margin (ttm)31.87%
Profit Margin (ttm)27.92%
FCF Margin (ttm)27.13%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)14.76%
Return on Assets (ttm)1.65%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue734.63M
Gross Profit614.52M
Operating Income266.01M
Pretax Income234.12M
Net Income205.10M
EBITDA285.15M
Diluted EPS$4.33
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow217.72M
Capital Expenditures18.38M
Free Cash Flow199.34M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth24.10%
Dividend Growth19.05%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)12.47B
Cash & Securities (mrq)1.04B
Net Cash (mrq)939.62M
Net Cash per Share$19.84
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)580.46M
Working Capital (mrq)-9.37B
Total Equity (mrq)1.39B
Book Value per Share$29.35
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.12
Quick Ratio (mrq)0.12
Debt/Equity (mrq)0.42
Debt/EBITDA (ttm)2.04
Debt/FCF (ttm)2.91
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$1.25
Dividend Yield3.04%
Payout Ratio (Earnings)28.87%
Payout Ratio (FCF)29.70%
Dividend Growth (YoY)19.05%
Ex-Dividend DateMar 31, 2026
Pay DateApr 15, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield10.54%
FCF Yield10.24%
Buyback Yield2.06%
Total Shareholder Yield5.10%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.64
Piotroski F-Score4/9
Dividend Score78.59
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$15.16
Lynch Upside/Downside-63.10%
Graham Number$53.47
Graham Upside/Downside30.13%
Frequently Asked Questions About OFG Bancorp Statistics
What are the key financial metrics for OFG?
OFG Bancorp (OFG) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is OFG's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether OFG Bancorp is overvalued or undervalued.
How do I read OFG's profitability ratios?
OFG Bancorp's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do OFG's debt ratios indicate?
The financial health section shows OFG Bancorp's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is OFG's dividend analysis?
The dividend section covers OFG Bancorp's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.