Name: OFG Bancorp (OFG) Financial Statements
Creator: FinSpry

OFG Bancorp Income Statement Analysis

Revenue, earnings, and profit margins in millions USD

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OFG Bancorp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Revenue & Gross Profit
Revenue	862.62	822.78	628.61	565.01	540.58	532.78	405.29	356.39
Cost of Revenue	248.09	244.09	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	614.52	578.69	0.00	0.00	0.00	0.00	0.00	0.00
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	182.55	180.68	167.91	154.73	144.48	142.62	90.21	102.84
Operating Expenses	348.52	324.94	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	266.01	253.75	0.00	0.00	0.00	0.00	0.00	0.00
Other Income/Expense
Interest Income	780.94	750.28	648.88	515.57	449.20	473.35	373.80	360.42
Interest Expense	172.47	161.84	79.27	33.49	41.83	64.92	51.00	44.53
Other Income/Expense	-31.89	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	234.12	253.75	265.25	244.11	214.60	94.83	75.25	132.80
Income Tax Expense	29.01	55.58	83.38	77.87	68.45	20.50	21.41	48.39
Net Income	205.10	198.17	181.87	166.24	146.15	74.33	53.84	84.41
Net Income - Continuous Operations	205.10	198.17	181.87	166.24	146.15	0.00	0.00	0.00
Net Income - Discontinued Operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA	285.15	280.54	0.00	0.00	0.00	0.00	0.00	0.00
EBIT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation & Amortization	19.14	26.79	20.40	15.80	14.10	12.70	8.50	0.00
Earnings Per Share
Basic EPS	5.00	4.00	4.00	3.00	3.00	1.00	1.00	2.00
Diluted EPS	4.00	4.00	4.00	3.00	3.00	1.00	1.00	2.00
Basic Shares Outstanding	46.58	46.64	47.26	48.03	51.37	51.56	51.72	45.40
Diluted Shares Outstanding	47.37	46.90	47.55	48.44	51.37	51.56	51.72	51.35