SmartFinancial, Inc.
SMBKNYSEFinancialsBanks - Regional
As of Oct 16, 2026 close
- Market cap
- $855.04M
- P/E (TTM)
- 14.90
- Forward P/E
- 10.82
- Dividend yield
- 0.67%
- 52-week range
- $33.01$54.14
- Volume (live)
- -
- Avg. volume (3M)
- 114.87K
SmartFinancial (SMBK) Stock Price & Financial Analysis
SmartFinancial Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $50.03 - $51.68 |
|---|---|
| 52-Week High | $54.14 |
| 52-Week Low | $33.01 |
| Open | $50.49 |
| Volume (last close) | 73.16K |
| Average Volume (3M) | 114.87K |
| Revenue (TTM) | 204.19M |
|---|---|
| Net Income (TTM) | 57.39M |
| Free Cash Flow (TTM) | 65.36M |
| EPS (TTM) | $3.39 |
| Profit Margin | 28.11% |
| Operating Margin | 34.76% |
| Return on Equity (ROE) | 9.95% |
| Debt to Equity | 0.17 |
| Annual Dividend | $0.34 |
|---|---|
| Dividend Yield | 0.67% |
| Payout Ratio | 10.03% |
| Last Dividend Ex-Date | Jul 31, 2026 |
| Market Cap | 855.04M |
|---|---|
| Shares Outstanding | 16.96M |
| P/E Ratio (TTM) | 14.90 |
| Forward P/E | 10.82 |
| Price to Sales (P/S) | 4.19 |
| Price to Book (P/B) | 1.48 |
| EV/EBITDA | 23.20 |
| 50-Day MA | $51.10 |
|---|---|
| 200-Day MA | $44.45 |
| 1-Year Change | +46.12% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
SmartFinancial at a Glance
As of the Oct 16, 2026 close, SmartFinancial (SMBK) has a market capitalization of $855.04M. The stock trades at 14.9× trailing earnings, 10.8× forward earnings and 4.2× sales. Over the trailing twelve months it earned $57.39M on revenue of $204.19M (a 28.1% profit margin) and generated $65.36M of free cash flow. Revenue grew 13.5% year over year.
As of its latest reported balance sheet, it holds $379.39M in cash and securities against $100.26M of debt, a net cash position of $279.13M.
SmartFinancial pays a quarterly dividend totaling $0.34 per share a year, a 0.67% yield at the Oct 16, 2026 close, with a 10% payout ratio.
The share price is up 46.1% over the past year. At $50.84 (the Oct 16, 2026 close) it sits within its 52-week range of $33.01 to $54.14, above its 200-day moving average of $44.45.
Based on 5 professional analyst ratings from the past 90 days, the consensus is Hold with an average price target of $52.10, 2.5% above the Oct 16, 2026 close.
Frequently Asked Questions About SmartFinancial
What is the current stock price for SMBK?
As of the Oct 16, 2026 close, SMBK stock trades at $50.84. The 52-week range is $33.01–$54.14, with a day range of $50.03–$51.68.
What is the P/E ratio for SMBK?
As of the Oct 16, 2026 close, SmartFinancial's trailing twelve-month (TTM) P/E ratio is 14.9, meaning investors pay $14.9 for every $1 of annual earnings. The forward P/E is 10.8, reflecting analyst expectations for future earnings. SmartFinancial operates in the Financials sector.
Does SMBK pay dividends?
Yes, SmartFinancial pays a 0.67% annual dividend yield as of the Oct 16, 2026 close ($0.34 per share a year). The trailing twelve-month payout ratio is 10.0%. The most recent ex-dividend date was July 31, 2026.
What do analysts recommend for SMBK?
Based on ratings from 5 professional analysts over the last 90 days, the consensus for SMBK is Hold. The average 12-month price target is $52.10, a 2.5% upside from the Oct 16, 2026 close of $50.84.
What is the market cap of SMBK?
As of the Oct 16, 2026 close, SmartFinancial's market capitalization is $862.3M, classifying it as a small-cap company. SmartFinancial operates in the Financials sector within the Banks - Regional industry.