South Plains Financial, Inc.
SPFINASDAQFinancialsBanks - Regional
As of Oct 26, 2026 close
- Market cap
- $824.96M
- P/E (TTM)
- 12.67
- Forward P/E
- 10.02
- Dividend yield
- 1.55%
- 52-week range
- $35.34$46.94
- Volume (live)
- -
- Avg. volume (3M)
- 106.79K
South Plains Financial (SPFI) Stock Price & Financial Analysis
South Plains Financial Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $43.32 - $44.01 |
|---|---|
| 52-Week High | $46.94 |
| 52-Week Low | $35.34 |
| Open | $43.37 |
| Volume (last close) | 97.11K |
| Average Volume (3M) | 106.79K |
| Revenue (TTM) | 256.82M |
|---|---|
| Net Income (TTM) | 65.11M |
| Free Cash Flow (TTM) | 75.50M |
| EPS (TTM) | $3.68 |
| Profit Margin | 25.35% |
| Operating Margin | 32.08% |
| Return on Equity (ROE) | 10.34% |
| Debt to Equity | 0.10 |
| Annual Dividend | $0.52 |
|---|---|
| Dividend Yield | 1.55% |
| Payout Ratio | 18.49% |
| Next Dividend Ex-Date | Nov 2, 2026 |
| Market Cap | 824.96M |
|---|---|
| Shares Outstanding | 18.84M |
| P/E Ratio (TTM) | 12.67 |
| Forward P/E | 10.02 |
| Price to Sales (P/S) | 3.21 |
| Price to Book (P/B) | 1.32 |
| EV/EBITDA | 2.98 |
| 50-Day MA | $43.77 |
|---|---|
| 200-Day MA | $42.43 |
| 1-Year Change | +15.15% |
Source: Market prices and company fundamentals. Data as of Oct 26, 2026. Data sources and methodology
South Plains Financial at a Glance
As of the Oct 26, 2026 close, South Plains Financial (SPFI) has a market capitalization of $824.96M. The stock trades at 12.7× trailing earnings, 10.0× forward earnings and 3.2× sales. Over the trailing twelve months it earned $65.11M on revenue of $256.82M (a 25.4% profit margin) and generated $75.50M of free cash flow. Revenue fell 7.9% year over year.
As of its latest reported balance sheet, it holds $48.73M in cash and securities against $60.49M of debt, a net debt position of $11.76M.
South Plains Financial pays a quarterly dividend totaling $0.52 per share a year, a 1.55% yield at the Oct 26, 2026 close, with a 18% payout ratio and 5 consecutive years of dividend increases.
The share price is up 15.2% over the past year. At $43.79 (the Oct 26, 2026 close) it sits within its 52-week range of $35.34 to $46.94, above its 200-day moving average of $42.43.
Based on 1 professional analyst rating from the past 90 days, the consensus is Hold.
Frequently Asked Questions About South Plains Financial
What is the current stock price for SPFI?
As of the Oct 26, 2026 close, SPFI stock trades at $43.79. The 52-week range is $35.34–$46.94, with a day range of $43.32–$44.01.
What is the P/E ratio for SPFI?
As of the Oct 26, 2026 close, South Plains Financial's trailing twelve-month (TTM) P/E ratio is 12.7, meaning investors pay $12.7 for every $1 of annual earnings. The forward P/E is 10.0, reflecting analyst expectations for future earnings. South Plains Financial operates in the Financials sector.
Does SPFI pay dividends?
Yes, South Plains Financial pays a 1.55% annual dividend yield as of the Oct 26, 2026 close ($0.52 per share a year). The trailing twelve-month payout ratio is 18.5%. The next ex-dividend date is November 2, 2026.
What do analysts recommend for SPFI?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for SPFI is Hold.
What is the market cap of SPFI?
As of the Oct 26, 2026 close, South Plains Financial's market capitalization is $825.0M, classifying it as a small-cap company. South Plains Financial operates in the Financials sector within the Banks - Regional industry.