Truist Financial (TFC) Balance Sheet: Assets & Liabilities

Truist Financial (TFC) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Truist Financial reported total assets of $547.54B and total liabilities of $482.35B. Shareholders' equity was $65.19B, up 2.4% from $63.68B a year earlier. Total debt stood at $64.31B against $45.37B in cash and short-term investments, a net debt position of $18.94B. That puts debt-to-equity at 0.99, compared with 0.98 a year earlier.

Truist Financial Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Truist Financial Corporation (TFC) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	36.38	39.77	30.23	21.42	20.30	18.87	19.07	3.84	2.71
Short-Term Investments	4.76	4.56	67.37	71.80	153.12	120.79	74.73	25.04	24.55
Cash & Short-Term Investments	45.37	44.32	97.60	93.22	173.42	139.66	93.79	28.88	27.26
Accounts Receivable	1.62	13.28	1.00	2.68	10.34	9.45	15.79	6.43	1.90
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	1.06	1.08	1.16	1.15	1.25	1.25	0.60	0.00
Total Current Assets	370.82	58.66	109.66	106.16	184.91	150.36	110.83	35.91	29.16
Non-Current Assets
Property, Plant & Equipment (Net)	5.58	5.59	3.30	3.61	3.70	7.01	7.43	3.49	2.06
Long-Term Investments	112.23	419.10	372.83	384.31	296.61	306.44	306.37	167.61	164.44
Goodwill	17.13	17.13	17.16	27.01	26.10	24.45	24.15	9.82	9.62
Intangible Assets	5.23	5.26	5.29	7.43	6.04	5.01	5.77	1.88	1.77
Other Non-Current Assets	42.94	23.50	21.38	20.44	20.62	15.97	18.52	6.98	14.61
Total Non-Current Assets	176.72	472.52	425.69	449.10	356.33	358.87	362.25	189.79	192.48
Total Assets	547.54	531.18	535.35	555.26	541.24	509.23	473.08	225.70	221.64
Current Liabilities
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	5.43	5.99
Short-Term Debt	22.34	27.31	20.78	19.74	4.97	5.71	17.54	5.18	4.94
Other Current Liabilities	400.40	390.52	395.87	413.50	416.49	381.08	334.73	161.20	157.37
Total Current Liabilities	428.24	417.83	419.07	435.37	421.46	386.78	352.26	171.81	168.30
Non-Current Liabilities
Long-Term Debt	41.96	34.96	38.92	43.20	35.91	39.60	41.34	23.71	23.65
Other Non-Current Liabilities	12.15	14.71	18.11	16.15	14.60	11.94	12.92	0.00	0.00
Total Non-Current Liabilities	54.11	49.66	57.03	59.35	50.51	51.53	54.26	23.71	23.65
Total Liabilities	482.35	467.50	476.10	494.72	471.97	438.32	406.52	195.52	191.95
Stockholders' Equity
Common Stock	6.31	6.58	6.67	6.63	6.64	6.75	6.71	3.82	3.91
Retained Earnings	26.07	23.78	22.09	26.26	23.00	19.46	19.81	18.12	16.26
Accumulated Other Comprehensive Income	-5.77	-8.21	-12.51	-13.60	-1.60	0.72	-0.84	-1.72	-1.47
Additional Paid-in Capital	33.66	35.63	36.18	34.54	34.57	35.84	35.61	6.85	7.89
Minority Interest	0.00	0.00	0.15	0.02	0.00	0.11	0.17	0.06	0.05
Shares Outstanding	1.26	1.32	1.33	1.33	1.33	-	-	-	-
Total Stockholders' Equity	65.19	63.68	59.25	60.54	69.27	70.81	66.38	30.12	29.65
Total Liabilities & Equity	547.54	531.18	535.35	555.26	541.24	509.23	473.08	225.70	221.64

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Truist Financial Balance Sheet

How much debt does Truist Financial have?

Truist Financial had total debt of $64.31B as of Dec 31, 2025, against $45.37B in cash and short-term investments. Its debt-to-equity ratio was 0.99. Total debt was $62.27B a year earlier.

What are Truist Financial's total assets?

Truist Financial reported total assets of $547.54B as of Dec 31, 2025, up 3.1% from $531.18B a year earlier. Total liabilities were $482.35B.

What is Truist Financial's shareholders' equity?

Truist Financial's shareholders' equity was $65.19B as of Dec 31, 2025, or about $51.64 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition