Unum Group (UNM) Balance Sheet: Assets & Liabilities

Unum Group (UNM) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Unum Group reported total assets of $64.09B and total liabilities of $52.98B. Shareholders' equity was $11.12B, up 1.4% from $10.96B a year earlier. Total debt stood at $3.90B against $158.20M in cash and short-term investments, a net debt position of $3.74B. That puts debt-to-equity at 0.35, compared with 0.36 a year earlier.

Unum Group Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Unum Group (UNM) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	0.16	0.16	0.15	0.12	0.08	0.20	0.08	0.09	0.08
Short-Term Investments	0.00	38.17	0.00	0.00	44.72	0.00	0.00	0.00	0.00
Cash & Short-Term Investments	0.16	38.33	0.15	0.12	44.80	0.20	0.08	0.09	0.08
Accounts Receivable	1.43	9.76	1.54	1.48	12.44	1.52	1.60	1.62	1.67
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Current Assets	1.59	1.62	1.69	1.60	1.59	1.72	1.69	1.71	1.74
Non-Current Assets
Property, Plant & Equipment (Net)	0.50	0.49	0.52	0.49	0.46	0.58	0.64	0.55	0.50
Long-Term Investments	43.52	45.71	45.96	43.71	52.15	52.68	55.76	50.71	53.04
Goodwill	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.34
Intangible Assets	0.00	0.06	0.00	0.00	0.07	0.00	0.00	0.00	0.00
Other Non-Current Assets	17.42	13.38	14.08	14.41	15.51	15.29	8.57	8.45	8.38
Total Non-Current Assets	62.51	60.73	61.92	59.92	69.63	70.45	66.67	60.90	63.36
Total Assets	64.09	61.96	63.61	61.53	70.12	72.16	68.36	62.61	65.10
Current Liabilities
Accounts Payable	0.00	0.23	0.00	0.00	0.16	0.00	0.00	0.00	0.00
Short-Term Debt	0.02	0.53	0.02	0.00	0.04	0.03	0.43	0.00	0.20
Current Portion of Long-Term Debt	0.27	0.53	0.12	0.08	0.04	-	-	-	-
Deferred Revenue	0.00	0.38	0.38	0.37	0.35	0.35	0.36	0.36	0.37
Other Current Liabilities	-0.02	-0.23	-0.19	-0.19	-0.16	0.00	-0.26	-0.02	0.00
Total Current Liabilities	0.00	0.68	0.40	0.37	0.37	0.37	0.79	0.36	0.57
Non-Current Liabilities
Long-Term Debt	3.88	3.47	3.52	3.43	3.44	3.51	3.10	2.97	2.74
Deferred Tax Liabilities	0.61	0.03	0.38	0.40	0.46	1.95	1.44	0.74	1.29
Other Non-Current Liabilities	48.34	46.72	49.65	48.59	54.30	55.45	53.05	49.91	50.91
Total Non-Current Liabilities	52.98	50.72	53.56	52.42	59.44	60.92	57.61	53.63	54.95
Total Liabilities	52.98	51.00	53.96	52.79	58.70	61.29	58.40	53.99	55.53
Stockholders' Equity
Common Stock	0.02	0.02	0.02	0.03	0.03	0.03	0.03	0.03	0.03
Retained Earnings	13.35	12.91	11.43	13.14	11.85	11.27	10.73	9.86	9.54
Accumulated Other Comprehensive Income	-1.81	-2.52	-3.31	-3.45	0.35	0.37	0.04	-0.81	0.13
Treasury Stock	2.03	0.94	0.04	3.43	3.23	-	-	-	-
Additional Paid-in Capital	-0.44	1.49	1.51	-0.99	2.41	-0.80	-0.83	-0.46	-0.13
Shares Outstanding	0.17	0.18	0.19	0.20	0.20	-	-	-	-
Total Stockholders' Equity	11.12	10.96	9.65	8.74	11.42	10.87	9.97	8.62	9.57
Total Liabilities & Equity	64.09	61.96	63.61	61.53	70.12	72.16	68.36	62.61	65.10

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Unum Group Balance Sheet

How much debt does Unum Group have?

Unum Group had total debt of $3.90B as of Dec 31, 2025, against $158.20M in cash and short-term investments. Its debt-to-equity ratio was 0.35. Total debt was $4.00B a year earlier.

What are Unum Group's total assets?

Unum Group reported total assets of $64.09B as of Dec 31, 2025, up 3.4% from $61.96B a year earlier. Total liabilities were $52.98B.

What is Unum Group's shareholders' equity?

Unum Group's shareholders' equity was $11.12B as of Dec 31, 2025, or about $67.11 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition