Unum Group (UNM) Financial Ratios: P/E, ROE & More

Unum Group (UNM) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Unum Group had a P/E ratio of 17.56 (up from 7.50), return on equity of 6.7% (down from 17.3%), debt-to-equity of 0.37 (up from 0.36) and a current ratio of 22.16 (up from 11.49). A current ratio of 22.16 means current assets exceed current liabilities. Its dividend yield was 2.36% with a payout ratio of 41.5%.

Unum Group Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	17.56	7.50	6.87	5.80	5.12	5.89
Forward P/E	8.72	8.17	5.85	6.63	5.25	4.57
P/S Ratio	0.99	1.03	0.71	0.68	0.42	0.35
P/B Ratio	1.17	1.22	0.91	0.93	0.44	0.43
Price/Tangible Book	1.21	1.26	0.95	0.97	0.45	0.44
Price/FCF	23.35	9.61	8.26	6.20	3.93	13.34
Price/OCF	18.86	8.81	7.33	5.75	3.62	9.96
PEG Ratio	1.42	1.00	0.85	0.43	0.82	0.51
Enterprise Value Ratios
EV/Revenue	1.27	1.30	0.99	0.96	0.69	0.60
EV/EBITDA	13.15	6.49	6.33	5.60	5.03	6.22
EV/EBIT	14.57	6.80	6.70	5.92	5.42	6.82
EV/FCF	29.97	12.09	11.52	8.74	6.53	22.69
Profitability & Returns
Return on Equity (ROE)	6.69%	17.26%	13.97%	13.97%	8.80%	7.61%
Return on Assets (ROA)	1.14%	2.46%	1.84%	1.85%	1.37%	1.06%
Return on Invested Capital (ROIC)	5.99%	13.85%	11.29%	11.52%	8.23%	6.97%
Leverage & Solvency Ratios
Debt/Equity	0.37	0.36	0.37	0.40	0.30	0.31
Debt/EBITDA	3.21	1.55	1.82	1.71	2.10	2.62
Debt/FCF	7.41	2.88	3.32	2.66	2.72	9.55
Liquidity Ratios
Current Ratio	22.16	11.49	18.96	20.45	25.37	32.39
Quick Ratio	6.08	3.65	4.80	4.64	5.22	7.26
Efficiency Ratios
Asset Turnover	0.21	0.21	0.20	0.18	0.17	0.19
Yield & Distribution Ratios
Earnings Yield	5.70%	13.34%	14.56%	17.24%	19.53%	16.97%
FCF Yield	4.28%	10.40%	12.11%	16.13%	25.42%	7.50%
Dividend Yield	2.36%	2.32%	3.38%	3.48%	5.55%	5.90%
Payout Ratio	41.46%	16.67%	21.58%	18.06%	24.40%	29.24%
Buyback Yield	8.05%	4.82%	2.23%	1.34%	-0.54%	2.91%
Total Return	10.42%	7.14%	5.61%	4.82%	5.01%	8.81%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Unum Group Financial Ratios

What is Unum Group's P/E ratio?

Unum Group's P/E ratio was 17.56 for fiscal 2025 (period ended Dec 31, 2025). It was 7.50 a year earlier.

What is Unum Group's return on equity?

Unum Group's return on equity (ROE) was 6.7% for fiscal 2025 (period ended Dec 31, 2025). It was 17.3% a year earlier.

What is Unum Group's debt-to-equity ratio?

Unum Group's debt-to-equity ratio was 0.37 for fiscal 2025 (period ended Dec 31, 2025). It was 0.36 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition