Univest Financial (UVSP) Financial Statements & Analysis

Univest Financial (UVSP) Income Statement

Univest Financial reported revenue of $314.29M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 7.2% from $293.05M a year earlier. Net income was $90.76M, up 19.5% year over year, a net margin of 28.9%. Gross margin was 100.7% and operating margin 36.1%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $126.23M, up 67.5% from the same quarter a year earlier.

Univest Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Univest Financial Corporation income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	314.29	293.05	448.55	296.18	271.61	282.27	279.52	250.66	222.26
Cost of Revenue	201.96	207.12	162.50	46.09	11.22	70.38	53.37	52.74	29.73
Gross Profit	316.39	293.29	286.05	283.98	281.74	211.90	226.14	197.93	192.52
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	41.74	41.01	127.19	121.34	108.97	97.77	91.66	84.97	79.73
Operating Expenses	203.04	197.99	197.36	186.77	167.41	155.00	146.09	137.24	130.71
Operating Income	113.35	95.30	88.69	97.21	114.33	56.90	80.05	60.69	61.81
Other Income/Expense
Interest Income	430.49	412.36	371.73	252.19	209.73	203.95	214.09	190.49	163.02
Interest Expense	190.29	201.19	151.73	33.90	21.35	29.58	44.86	32.43	19.84
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	113.35	95.30	88.69	97.21	114.33	56.90	80.05	60.69	61.81
Income Tax Expense	22.59	19.37	17.59	19.09	22.53	9.98	14.33	10.14	17.72
Net Income	90.76	75.93	71.10	78.12	91.80	46.92	65.72	50.54	44.09
Net Income - Continuous Operations	90.76	75.93	71.10	78.12	91.80	46.92	65.72	50.54	44.09
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	5.97	6.17	93.34	100.98	117.52	61.90	85.47	66.07	67.29
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	6.02	7.47	4.65	3.77	3.19	5.00	5.42	5.39	5.47
Earnings Per Share
Basic EPS	3.00	3.00	2.00	3.00	3.00	2.00	2.00	2.00	2.00
Diluted EPS	3.00	3.00	2.00	3.00	3.00	2.00	2.00	2.00	2.00
Basic Shares Outstanding	28.74	29.22	29.43	29.39	29.40	29.20	29.19	29.18	26.86
Diluted Shares Outstanding	28.98	29.40	29.53	29.59	29.52	29.27	29.26	29.37	29.34

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Univest Financial Financial Statements

What was Univest Financial's revenue in fiscal 2025?

Univest Financial reported revenue of $314.29M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 7.2% from $293.05M a year earlier.

Is Univest Financial profitable?

Yes. Univest Financial earned net income of $90.76M in fiscal 2025, a net margin of 28.9%. In fiscal 2024 it earned $75.93M.

What is Univest Financial's operating margin?

Univest Financial's operating income was $113.35M on revenue of $314.29M in fiscal 2025, an operating margin of 36.1%, compared with 32.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition