Univest Financial (UVSP) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Univest Financial had a P/E ratio of 10.27 (down from 11.29), return on equity of 9.9% (up from 8.8%), debt-to-equity of 0.37 (down from 0.47) and return on assets of 1.1% (up from 1.0%). Its dividend yield was 2.66% with a payout ratio of 27.9%.

Univest Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.27	11.29	9.14	9.78	9.60	12.84
Forward P/E	10.49	12.81	11.74	8.81	12.41	11.55
P/S Ratio	2.97	2.92	2.27	2.69	3.13	2.84
P/B Ratio	0.99	0.97	0.78	0.98	1.14	0.87
Price/Tangible Book	1.22	1.21	0.98	1.28	1.48	1.16
Price/FCF	9.62	11.90	7.83	7.33	9.13	12.70
Price/OCF	9.18	11.41	7.24	6.98	8.61	11.77
PEG Ratio	3.46	3.46	3.46	3.46	3.46	3.46
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	9.92%	8.80%	8.80%	10.08%	12.52%	6.86%
Return on Assets (ROA)	1.10%	0.96%	0.95%	1.09%	1.36%	0.80%
Leverage & Solvency Ratios
Debt/Equity	0.37	0.47	0.60	0.62	0.32	0.51
Debt/FCF	3.63	5.79	6.10	4.63	2.57	7.40
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	9.74%	8.86%	10.94%	10.22%	10.42%	7.79%
FCF Yield	10.40%	8.40%	12.77%	13.64%	10.95%	7.87%
Dividend Yield	2.66%	2.85%	3.81%	3.22%	2.68%	4.59%
Payout Ratio	27.91%	32.72%	35.23%	31.50%	25.68%	37.38%
Buyback Yield	1.44%	0.45%	0.06%	0.01%	-0.82%	0.18%
Total Return	4.10%	3.29%	3.87%	3.23%	1.86%	4.77%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Univest Financial Financial Ratios

What is Univest Financial's P/E ratio?

Univest Financial's P/E ratio was 10.27 for fiscal 2025 (period ended Dec 31, 2025). It was 11.29 a year earlier.

What is Univest Financial's return on equity?

Univest Financial's return on equity (ROE) was 9.9% for fiscal 2025 (period ended Dec 31, 2025). It was 8.8% a year earlier.

What is Univest Financial's debt-to-equity ratio?

Univest Financial's debt-to-equity ratio was 0.37 for fiscal 2025 (period ended Dec 31, 2025). It was 0.47 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition