Velocity Financial, Inc.
VELNYSEFinancialsMortgage Finance
As of Oct 23, 2026 close
- Market cap
- $601.35M
- P/E (TTM)
- 5.58
- Forward P/E
- 4.17
- Dividend yield
- -
- 52-week range
- $14.18$21.40
- Volume (live)
- -
- Avg. volume (3M)
- 206.64K
Velocity Financial (VEL) Stock Price & Financial Analysis
Velocity Financial Stock Price Chart
Loading chart...
Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $14.80 - $15.37 |
|---|---|
| 52-Week High | $21.40 |
| 52-Week Low | $14.18 |
| Open | $15.23 |
| Volume (last close) | 150.23K |
| Average Volume (3M) | 206.64K |
| Revenue (TTM) | 418.18M |
|---|---|
| Net Income (TTM) | 107.70M |
| Free Cash Flow (TTM) | 22.38M |
| EPS (TTM) | $2.75 |
| Profit Margin | 25.75% |
| Operating Margin | 118.57% |
| Return on Equity (ROE) | 14.85% |
| Debt to Equity | 9.72 |
| Annual Dividend | $0.00 |
|---|---|
| Dividend Yield | 0.00% |
| Payout Ratio | 0.00% |
| Market Cap | 601.35M |
|---|---|
| Shares Outstanding | 39.30M |
| P/E Ratio (TTM) | 5.58 |
| Forward P/E | 4.17 |
| Price to Sales (P/S) | 1.44 |
| Price to Book (P/B) | 0.83 |
| EV/EBITDA | 15.94 |
| 50-Day MA | $16.60 |
|---|---|
| 200-Day MA | $17.93 |
| 1-Year Change | −17.65% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
Velocity Financial at a Glance
As of the Oct 23, 2026 close, Velocity Financial (VEL) has a market capitalization of $601.35M. The stock trades at 5.6× trailing earnings, 4.2× forward earnings and 1.4× sales. Over the trailing twelve months it earned $107.70M on revenue of $418.18M (a 25.8% profit margin) and generated $22.38M of free cash flow. Revenue grew 4.9% year over year.
As of its latest reported balance sheet, it holds $76.11M in cash and securities against $7.05B of debt, a net debt position of $6.98B.
Velocity Financial does not currently pay a dividend.
The share price is down 17.7% over the past year. At $15.30 (the Oct 23, 2026 close) it sits within its 52-week range of $14.18 to $21.39, below its 200-day moving average of $17.93.
Frequently Asked Questions About Velocity Financial
What is the current stock price for VEL?
As of the Oct 23, 2026 close, VEL stock trades at $15.30. The 52-week range is $14.18–$21.40, with a day range of $14.80–$15.37.
What is the P/E ratio for VEL?
As of the Oct 23, 2026 close, Velocity Financial's trailing twelve-month (TTM) P/E ratio is 5.6, meaning investors pay $5.6 for every $1 of annual earnings. The forward P/E is 4.2, reflecting analyst expectations for future earnings. Velocity Financial operates in the Financials sector.
Does VEL pay dividends?
Velocity Financial does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.
What do analysts recommend for VEL?
Analyst ratings and recommendations for VEL are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of VEL?
As of the Oct 23, 2026 close, Velocity Financial's market capitalization is $601.4M, classifying it as a small-cap company. Velocity Financial operates in the Financials sector within the Mortgage Finance industry.