How much debt does Vera Bradley have?

Vera Bradley had total debt of $70.53M as of Jan 31, 2026, against $18.51M in cash and short-term investments. Its debt-to-equity ratio was 0.54.

What are Vera Bradley's total assets?

Vera Bradley reported total assets of $234.00M as of Jan 31, 2026, down 23.7% from $306.69M a year earlier. Total liabilities were $102.37M.

What is Vera Bradley's shareholders' equity?

Vera Bradley's shareholders' equity was $131.64M as of Jan 31, 2026, or about $4.71 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry.

Vera Bradley (VRA) Balance Sheet: Assets & Liabilities

Vera Bradley Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Vera Bradley, Inc. (VRA) - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Jan 2026	Feb 2025	Jan 2025	Feb 2024	Jan 2024	Jan 2023	Jan 2022	Jan 2021	Jan 2020	Jan 2019	Jan 2018	Jan 2017
Current Assets
Cash and Cash Equivalents	18.51	28.63	28.63	77.30	77.30	46.60	88.44	64.18	49.92	113.49	68.75	86.38
Short-Term Investments	0.00	-	0.00	-	0.00	0.00	0.00	1.30	8.98	19.38	54.15	30.15
Cash & Short-Term Investments	18.51	28.63	28.63	77.30	77.30	46.60	88.44	65.47	58.89	132.87	122.90	116.53
Accounts Receivable	17.30	13.80	14.38	17.11	17.57	22.11	30.07	34.92	25.33	16.41	19.96	26.53
Inventory	75.95	91.43	91.43	118.28	118.28	142.28	144.88	141.42	123.61	91.58	87.84	102.28
Other Current Assets	7.64	30.43	30.43	12.80	12.80	14.28	15.93	17.88	10.96	11.60	11.33	10.24
Total Current Assets	119.72	164.87	164.87	225.96	225.96	226.56	279.32	259.68	218.79	252.47	242.02	255.58
Non-Current Assets
Property, Plant & Equipment (Net)	109.59	127.40	127.40	120.74	120.74	136.63	139.81	152.68	187.82	77.95	86.46	101.58
Long-Term Investments	0.00	-	0.00	-	0.00	0.00	0.00	0.00	14.91	23.74	15.52	0.00
Goodwill	0.00	-	0.00	-	0.00	0.00	44.25	44.25	44.25	0.00	0.00	0.00
Intangible Assets	0.00	-	0.00	7.57	7.57	15.92	44.22	47.30	56.31	0.00	0.00	0.00
Other Non-Current Assets	4.69	14.42	14.42	26.51	6.16	3.85	6.08	6.34	5.33	1.27	1.28	2.82
Total Non-Current Assets	114.28	-	141.82	-	154.83	177.94	238.23	254.10	316.27	109.68	108.65	117.93
Total Assets	234.01	306.69	306.69	380.79	380.79	404.50	517.55	513.79	535.06	362.15	350.67	373.51
Current Liabilities
Accounts Payable	16.24	17.20	17.20	14.16	14.16	20.35	30.49	27.09	20.24	14.60	13.50	32.62
Short-Term Debt	18.62	-	19.02	-	18.45	19.71	18.70	22.32	21.35	0.00	0.00	0.00
Accrued Liabilities	5.39	6.53	9.22	12.94	12.07	12.72	16.42	23.39	-	-	-	-
Deferred Revenue	1.60	2.40	0.00	2.60	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Liabilities	10.20	15.24	21.77	12.71	25.01	27.04	28.89	27.69	43.71	26.80	25.96	29.38
Total Current Liabilities	50.45	57.99	57.99	58.26	58.26	67.66	78.08	77.43	87.41	43.56	40.27	62.51
Non-Current Liabilities
Long-Term Debt	51.91	-	66.31	-	62.55	74.66	80.86	91.54	113.78	0.00	0.00	0.00
Other Non-Current Liabilities	0.00	3.44	3.44	0.04	0.04	0.09	0.20	0.11	0.06	23.89	25.11	27.22
Total Non-Current Liabilities	51.92	69.74	69.74	62.60	62.60	74.75	81.06	91.65	113.84	23.89	25.11	27.22
Total Liabilities	102.37	127.74	127.74	120.86	120.86	142.41	159.13	169.07	201.24	67.45	65.39	89.72
Stockholders' Equity
Retained Earnings	172.44	220.28	220.28	282.47	282.47	274.63	334.36	316.53	307.41	291.99	270.78	263.77
Accumulated Other Comprehensive Income	-0.13	-0.02	-0.02	-0.07	-0.07	-0.11	-0.03	0.01	0.16	-0.02	-0.11	-0.05
Treasury Stock	156.82	-	156.82	-	135.06	132.86	114.80	-	-	-	-	-
Additional Paid-in Capital	-40.67	-	-41.31	-	-22.47	109.72	-6.90	-1.63	-3.80	2.73	14.61	20.07
Minority Interest	0.00	-	0.00	-	0.00	10.71	30.97	29.81	30.05	0.00	0.00	0.00
Shares Outstanding	27.97	-	27.70	-	30.81	30.77	33.17	-	-	-	-	-
Total Stockholders' Equity	131.64	178.96	178.96	259.93	259.93	251.38	327.44	314.91	303.77	294.70	285.28	283.79
Total Liabilities & Equity	234.01	-	306.69	-	380.79	404.50	517.55	513.79	535.06	362.15	350.67	373.51

Source: Company financial statements from annual and quarterly filings. Data as of Aug 1, 2026. Data sources and methodology

Vera Bradley Balance Sheet Analysis

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