Woori Financial Group (WF) Balance Sheet: Assets & Liabilities

Woori Financial Group (WF) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Woori Financial Group reported total assets of KRW 601.46T and total liabilities of KRW 567.31T. Shareholders' equity was KRW 37.86T, up 11.0% from KRW 34.10T a year earlier. Total debt stood at KRW 94.52T against KRW 46.73T in cash and short-term investments, a net debt position of KRW 47.79T. That puts debt-to-equity at 2.50, compared with 2.44 a year earlier.

Woori Financial Group Balance Sheet Analysis

Values in trillions KRW

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Woori Financial Group Inc. (WF) - Annual data in trillions KRW
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	15.02	27.28	30.56	34.22	20.61	9.99	6.39	6.75	6.91
Short-Term Investments	20.37	43.80	37.89	33.09	39.12	30.03	27.73	18.06	15.35
Cash & Short-Term Investments	46.73	71.08	68.45	67.30	59.73	40.02	34.12	24.81	22.26
Accounts Receivable	12.47	6.41	9.06	12.81	14.67	11.23	11.77	14.30	14.19
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	-12.47	0.55	0.44	0.39	0.25	0.20	0.21	0.18	0.15
Total Current Assets	46.73	85.55	86.20	80.50	74.66	51.45	46.11	39.29	36.60
Non-Current Assets
Property, Plant & Equipment (Net)	7.59	7.34	6.48	5.74	4.96	4.40	3.36	2.45	2.48
Long-Term Investments	532.90	1.75	1.80	384.84	355.08	330.88	301.39	284.96	258.20
Goodwill	0.39	0.48	0.45	0.40	0.35	0.33	0.35	0.15	0.11
Intangible Assets	0.67	1.39	1.35	1.25	1.31	1.39	1.44	1.43	1.39
Other Non-Current Assets	12.75	11.23	4.16	7.64	10.80	10.57	9.28	12.10	17.24
Total Non-Current Assets	554.73	440.21	411.80	399.97	372.53	347.63	315.87	301.16	279.70
Total Assets	601.46	525.75	498.00	480.47	447.18	399.08	361.98	340.45	316.30
Current Liabilities
Accounts Payable	8.06	7.25	10.19	6.00	7.03	4.03	6.13	5.41	4.69
Short-Term Debt	50.11	1.71	1.28	2.33	0.99	0.66	0.70	1.02	0.64
Accrued Liabilities	4.46	4.69	4.34	3.22	2.07	-	-	-	-
Other Current Liabilities	-8.06	372.01	362.06	344.52	319.45	299.97	269.98	253.04	239.94
Total Current Liabilities	50.11	381.10	373.63	353.69	328.06	305.03	276.99	259.63	245.50
Non-Current Liabilities
Long-Term Debt	44.40	81.58	74.75	71.07	68.97	58.28	51.21	48.64	45.92
Deferred Tax Liabilities	0.50	0.86	0.47	0.03	0.17	0.16	0.13	0.02	0.02
Other Non-Current Liabilities	471.93	25.38	15.04	23.71	20.89	8.63	7.92	10.00	4.10
Total Non-Current Liabilities	517.20	108.76	90.98	95.16	90.32	67.33	59.49	58.87	50.23
Total Liabilities	567.31	489.86	464.61	448.85	418.38	372.36	336.49	318.49	295.73
Stockholders' Equity
Common Stock	3.80	3.80	3.80	3.64	3.64	3.61	3.61	3.38	3.38
Retained Earnings	28.79	26.95	24.99	23.75	21.35	19.27	18.52	17.12	15.62
Accumulated Other Comprehensive Income	2.05	2.45	1.98	-2.42	-2.16	-2.35	0.00	0.00	0.00
Additional Paid-in Capital	0.90	0.93	0.94	1.37	0.81	0.17	-0.63	1.23	1.36
Minority Interest	1.84	1.80	1.73	2.87	3.01	3.67	3.98	0.21	0.20
Shares Outstanding	0.00	0.00	0.00	0.00	0.00	-	-	-	-
Total Stockholders' Equity	37.86	34.10	31.67	28.76	25.80	23.05	21.51	21.74	20.37
Total Liabilities & Equity	601.43	525.75	498.00	480.47	447.18	399.08	361.98	340.45	316.30

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Woori Financial Group Balance Sheet

How much debt does Woori Financial Group have?

Woori Financial Group had total debt of KRW 94.52T as of Dec 31, 2025, against KRW 46.73T in cash and short-term investments. Its debt-to-equity ratio was 2.50. Total debt was KRW 83.29T a year earlier.

What are Woori Financial Group's total assets?

Woori Financial Group reported total assets of KRW 601.46T as of Dec 31, 2025, up 14.4% from KRW 525.75T a year earlier. Total liabilities were KRW 567.31T.

What is Woori Financial Group's shareholders' equity?

Woori Financial Group's shareholders' equity was KRW 37.86T as of Dec 31, 2025, or about KRW 51791.46 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition