Better Home & Finance Holding Company (BETR) Balance Sheet: Assets & Liabilities

Better Home & Finance Holding Company (BETR) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Better Home & Finance Holding Company reported total assets of $1.51B and total liabilities of $1.47B. Shareholders' equity was $37.18M. Total debt stood at $615.29M against $203.43M in cash and short-term investments, a net debt position of $411.86M. That puts debt-to-equity at 16.55.

Better Home & Finance Holding Company Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Better Home & Finance Holding Company (BETR) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Current Assets
Cash and Cash Equivalents	0.12	0.21	0.50	0.32	0.94	0.35
Short-Term Investments	0.10	0.05	0.03	0.00	0.00	-
Cash & Short-Term Investments	0.20	0.26	0.53	0.32	0.94	-
Accounts Receivable	0.02	0.53	0.20	0.30	2.07	-
Inventory	0.00	0.50	0.00	0.00	0.00	-
Other Current Assets	0.02	0.06	0.23	0.07	2.15	-
Total Current Assets	0.24	0.86	0.80	0.69	3.09	-
Non-Current Assets
Property, Plant & Equipment (Net)	0.01	0.00	0.04	0.07	0.10	0.02
Long-Term Investments	0.73	0.05	0.00	0.00	-0.28	-
Goodwill	0.01	0.02	0.03	0.02	0.02	0.01
Intangible Assets	0.02	0.02	0.04	0.06	0.07	0.02
Other Non-Current Assets	0.50	0.00	0.00	0.24	0.01	-
Total Non-Current Assets	1.26	0.05	0.11	0.39	0.21	-
Total Assets	1.51	0.91	0.91	1.08	3.30	2.98
Current Liabilities
Accounts Payable	0.07	0.05	0.07	0.08	0.13	-
Short-Term Debt	0.41	0.24	0.13	0.14	1.67	0.64
Current Portion of Long-Term Debt	-	-	-	0.29	0.86	0.64
Deferred Revenue	0.76	0.14	0.01	0.03	0.05	-
Other Current Liabilities	-0.83	0.14	0.00	0.01	0.49	-
Total Current Liabilities	0.42	0.44	0.21	0.26	1.86	-
Non-Current Liabilities
Long-Term Debt	0.20	0.52	0.51	0.95	0.63	1.63
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-0.03	-
Other Non-Current Liabilities	0.85	0.00	0.01	0.03	0.01	-
Total Non-Current Liabilities	1.05	0.54	0.57	0.99	0.76	-
Total Liabilities	1.47	0.97	0.78	1.25	2.62	2.50
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00
Retained Earnings	-2.08	-1.91	-1.70	-1.17	-0.29	0.01
Accumulated Other Comprehensive Income	0.00	0.00	0.00	0.00	0.00	0.00
Additional Paid-in Capital	2.11	1.86	1.84	0.56	0.57	-
Minority Interest	0.00	0.00	0.00	0.00	0.00	-
Shares Outstanding	0.02	0.02	0.02	0.01	0.01	-
Total Stockholders' Equity	0.04	-0.06	0.12	-0.17	0.68	0.48
Total Liabilities & Equity	1.51	0.91	0.91	1.08	3.30	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Better Home & Finance Holding Company Balance Sheet

How much debt does Better Home & Finance Holding Company have?

Better Home & Finance Holding Company had total debt of $615.29M as of Dec 31, 2025, against $203.43M in cash and short-term investments. Its debt-to-equity ratio was 16.55. Total debt was $763.82M a year earlier.

What are Better Home & Finance Holding Company's total assets?

Better Home & Finance Holding Company reported total assets of $1.51B as of Dec 31, 2025, up 64.9% from $913.06M a year earlier. Total liabilities were $1.47B.

What is Better Home & Finance Holding Company's shareholders' equity?

Better Home & Finance Holding Company's shareholders' equity was $37.18M as of Dec 31, 2025, or about $2.32 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition