Better Home & Finance Holding Company (BETR) Cash Flow: Operating & Free Cash Flow

Better Home & Finance Holding Company Cash Flow Statement Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Better Home & Finance Holding Company (BETR) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Operating Activities
Net Income	-0.17	-0.21	-0.54	-0.88	-0.30	0.17
Depreciation & Amortization	0.01	0.03	0.04	0.05	0.03	0.00
Deferred Income Tax	0.00	0.00	0.00	0.00	0.12	-
Stock Based Compensation	0.00	0.03	0.05	0.03	0.06	0.02
Change in Working Capital	0.03	-0.01	-0.05	-0.05	-0.09	-1.88
Change in Accounts Receivable	0.00	0.00	0.00	0.00	0.00	-
Change in Accounts Payable	0.02	-0.02	-0.03	-0.05	-0.02	0.11
Change in Other Working Capital	0.01	-0.23	0.09	1.81	0.56	-1.99
Other Operating Activities	-0.11	-0.23	0.09	1.81	0.56	0.03
Net Cash from Operating Activities	-0.23	-0.38	-0.16	0.94	0.36	-1.78
Investing Activities
Capital Expenditures	0.00	-0.01	-0.01	-0.04	-0.07	-0.01
Acquisitions	0.00	0.00	-0.01	0.00	-0.01	-
Purchases of Investments	-5.24	-0.21	-0.05	0.00	-0.28	-
Sales/Maturities of Investments	5.13	0.18	0.03	-0.02	0.00	0.03
Other Investing Activities	-0.47	-0.11	-0.01	0.00	0.01	-
Net Cash from Investing Activities	-0.60	-0.14	-0.04	-0.03	-0.07	0.02
Financing Activities
Debt Repayment	0.69	0.00	-0.17	-11.66	-51.04	-
Common Stock Issued	0.03	0.00	0.02	0.00	0.00	0.00
Common Stock Repurchased	0.00	0.00	0.00	-0.01	-0.01	0.00
Other Financing Activities	0.00	0.12	0.00	0.00	0.00	0.00
Net Cash from Financing Activities	0.71	0.24	0.38	-1.54	0.30	2.09
Summary
Effect of Forex Changes on Cash	-0.01	0.00	0.00	0.00	0.00	-
Net Change in Cash	-0.12	-0.28	0.18	-0.63	0.60	0.33
Cash at Beginning of Period	0.24	0.53	0.35	0.98	0.38	-
Cash at End of Period	0.12	0.24	0.53	0.35	0.98	-
Free Cash Flow	-0.23	-0.39	-0.17	0.90	0.29	-1.79
Supplemental Disclosures
Interest Paid	-	0.01	0.01	0.01	0.08	0.03
Income Taxes Paid	-	0.00	-0.01	0.00	0.04	0.02

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Better Home & Finance Holding Company Cash Flow

What is Better Home & Finance Holding Company's free cash flow?

Better Home & Finance Holding Company had negative free cash flow of $233.35M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of −$232.15M minus $1.19M of capital expenditures.

How much does Better Home & Finance Holding Company spend on capital expenditures?

Better Home & Finance Holding Company spent $1.19M on capital expenditures in fiscal 2025, compared with $10.08M a year earlier.

Does Better Home & Finance Holding Company pay dividends or buy back shares?

Better Home & Finance Holding Company's cash flow statement for fiscal 2025 shows no dividend payments or share repurchases.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition