Bank of Montreal (BMO) Financial Ratios

For fiscal 2025 (fiscal year ended Oct 31, 2025), Bank of Montreal had a P/E ratio of 15.09 (up from 13.35), return on equity of 10.1% (up from 9.1%), debt-to-equity of 3.69 (up from 3.55) and return on assets of 0.6% (up from 0.5%). Its dividend yield was 3.66% with a payout ratio of 57.8%.

Bank of Montreal Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Oct 2025	Oct 2024	Oct 2023	Oct 2022	Oct 2021
Valuation Ratios
P/E Ratio	15.09	13.35	18.45	6.33	11.60
P/S Ratio	3.82	3.19	2.79	2.52	3.22
P/B Ratio	1.42	1.10	0.99	1.19	1.51
Price/Tangible Book	1.92	1.53	1.49	1.38	1.88
Price/FCF	5.49	-	-	-	-
Price/OCF	5.32	-	-	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	10.12%	9.14%	6.03%	21.06%	13.59%
Return on Assets (ROA)	0.61%	0.53%	0.36%	1.27%	0.80%
Leverage & Solvency Ratios
Debt/Equity	3.69	3.55	3.63	3.85	3.49
Debt/FCF	14.27	-	-	-	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	6.98%	7.91%	5.86%	16.07%	8.90%
FCF Yield	18.23%	-44.27%	-32.85%	-48.72%	-9.97%
Dividend Yield	3.66%	4.82%	5.54%	4.37%	3.16%
Payout Ratio	57.77%	52.47%	61.09%	19.17%	38.43%
Buyback Yield	0.72%	-2.54%	-6.73%	-2.63%	-1.02%
Total Return	4.38%	2.29%	-1.19%	1.75%	2.14%

Source: Company financial statements from annual and quarterly filings. Data as of Jul 31, 2026. Data sources and methodology

Frequently Asked Questions About Bank of Montreal Financial Ratios

What is Bank of Montreal's P/E ratio?

Bank of Montreal's P/E ratio was 15.09 for fiscal 2025 (period ended Oct 31, 2025). It was 13.35 a year earlier.

What is Bank of Montreal's return on equity?

Bank of Montreal's return on equity (ROE) was 10.1% for fiscal 2025 (period ended Oct 31, 2025). It was 9.1% a year earlier.

What is Bank of Montreal's debt-to-equity ratio?

Bank of Montreal's debt-to-equity ratio was 3.69 for fiscal 2025 (period ended Oct 31, 2025). It was 3.55 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition