Sierra Bancorp (BSRR) Financial Statements & Analysis

Sierra Bancorp (BSRR) Income Statement

Sierra Bancorp reported revenue of $149.18M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 22.0% from $191.14M a year earlier. Net income was $42.33M, up 4.4% year over year, a net margin of 28.4%. Gross margin was 100.0% and operating margin 37.8%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $36.79M, down 3.2% from the same quarter a year earlier.

Sierra Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Sierra Bancorp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	149.18	191.14	139.12	130.29	127.38	127.03	125.79	116.65	97.25
Cost of Revenue	52.80	57.11	54.44	22.81	0.40	13.96	16.13	13.59	4.08
Gross Profit	149.18	134.03	114.48	119.68	131.03	113.07	109.66	103.05	93.17
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	27.25	51.76	25.70	48.78	43.95	42.07	39.07	39.74	34.53
Operating Expenses	92.84	80.16	68.02	74.77	73.83	66.55	61.94	63.47	59.99
Operating Income	56.40	53.87	46.46	44.92	57.20	46.52	47.72	39.58	33.18
Other Income/Expense
Interest Income	171.39	172.35	163.12	121.82	113.08	110.24	110.95	101.64	80.91
Interest Expense	46.70	52.32	50.72	12.20	4.05	5.41	13.58	9.24	5.22
Other Income/Expense	-0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	56.34	53.87	46.46	44.92	57.20	46.52	47.72	39.58	33.18
Income Tax Expense	14.02	13.31	11.62	11.26	14.19	11.08	11.76	9.91	13.64
Net Income	42.33	40.56	34.84	33.66	43.01	35.44	35.96	29.68	19.54
Net Income - Continuous Operations	42.33	40.56	34.84	33.66	43.01	35.44	35.96	29.68	19.54
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	2.08	56.75	2.36	48.45	3.24	50.62	51.78	43.78	36.72
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	2.65	2.88	3.23	3.54	4.27	4.10	4.06	4.19	3.54
Earnings Per Share
Basic EPS	3.00	3.00	2.00	2.00	3.00	2.00	2.00	2.00	1.00
Diluted EPS	3.00	3.00	2.00	2.00	3.00	2.00	2.00	2.00	1.00
Basic Shares Outstanding	13.50	14.28	14.71	14.96	15.24	15.22	15.31	15.26	14.17
Diluted Shares Outstanding	13.59	14.40	14.74	14.99	15.35	15.28	15.44	15.43	14.36

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Sierra Bancorp Financial Statements

What was Sierra Bancorp's revenue in fiscal 2025?

Sierra Bancorp reported revenue of $149.18M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 22.0% from $191.14M a year earlier.

Is Sierra Bancorp profitable?

Yes. Sierra Bancorp earned net income of $42.33M in fiscal 2025, a net margin of 28.4%. In fiscal 2024 it earned $40.56M.

What is Sierra Bancorp's operating margin?

Sierra Bancorp's operating income was $56.40M on revenue of $149.18M in fiscal 2025, an operating margin of 37.8%, compared with 28.2% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition