Sierra Bancorp (BSRR) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Sierra Bancorp had a P/E ratio of 10.27 (up from 10.11), return on equity of 11.7% (up from 11.7%), debt-to-equity of 1.49 (up from 0.83) and return on assets of 1.1% (up from 1.1%). Its dividend yield was 3.16% with a payout ratio of 32.5%.

Sierra Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.27	10.11	9.40	9.44	9.66	10.27
Forward P/E	9.77	10.35	9.43	7.55	10.46	9.97
P/S Ratio	2.91	2.79	2.35	2.45	2.95	2.97
P/B Ratio	1.19	1.15	0.97	1.05	1.15	1.06
Price/Tangible Book	1.29	1.24	1.06	1.16	1.25	1.17
Price/FCF	13.51	7.32	6.32	9.84	7.95	9.80
Price/OCF	12.89	7.17	6.15	9.47	7.89	9.09
PEG Ratio	1.17	1.17	1.17	1.17	1.17	1.29
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	11.72%	11.67%	10.86%	10.11%	12.18%	10.85%
Return on Assets (ROA)	1.14%	1.11%	0.95%	0.96%	1.31%	1.22%
Leverage & Solvency Ratios
Debt/Equity	1.49	0.83	1.70	1.38	0.55	0.65
Debt/FCF	16.85	5.32	11.08	13.01	3.78	6.06
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	9.74%	9.90%	10.64%	10.59%	10.35%	9.74%
FCF Yield	7.40%	13.66%	15.82%	10.16%	12.59%	10.20%
Dividend Yield	3.16%	3.44%	4.48%	5.00%	3.85%	4.07%
Payout Ratio	32.45%	33.61%	39.36%	41.35%	30.76%	34.44%
Buyback Yield	5.58%	2.32%	1.90%	2.15%	-0.48%	1.02%
Total Return	8.73%	5.76%	6.38%	7.15%	3.37%	5.09%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Sierra Bancorp Financial Ratios

What is Sierra Bancorp's P/E ratio?

Sierra Bancorp's P/E ratio was 10.27 for fiscal 2025 (period ended Dec 31, 2025). It was 10.11 a year earlier.

What is Sierra Bancorp's return on equity?

Sierra Bancorp's return on equity (ROE) was 11.7% for fiscal 2025 (period ended Dec 31, 2025). It was 11.7% a year earlier.

What is Sierra Bancorp's debt-to-equity ratio?

Sierra Bancorp's debt-to-equity ratio was 1.49 for fiscal 2025 (period ended Dec 31, 2025). It was 0.83 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition