Community Financial System, Inc.
CBUNYSEFinancialsBanks - Regional
As of Oct 15, 2026 close
- Market cap
- $3.15B
- P/E (TTM)
- 13.81
- Forward P/E
- 11.80
- Dividend yield
- 3.18%
- 52-week range
- $53.46$71.11
- Volume (live)
- -
- Avg. volume (3M)
- 291.67K
Community Financial System (CBU) Stock Price & Financial Analysis
Community Financial System Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $59.00 - $59.78 |
|---|---|
| 52-Week High | $71.11 |
| 52-Week Low | $53.46 |
| Open | $59.43 |
| Volume (last close) | 236.11K |
| Average Volume (3M) | 291.67K |
| Revenue (TTM) | 891.46M |
|---|---|
| Net Income (TTM) | 228.06M |
| Free Cash Flow (TTM) | 246.67M |
| EPS (TTM) | $4.32 |
| Profit Margin | 25.58% |
| Operating Margin | 33.71% |
| Return on Equity (ROE) | 11.00% |
| Debt to Equity | 0.29 |
| Annual Dividend | $1.90 |
|---|---|
| Dividend Yield | 3.18% |
| Payout Ratio | 44.02% |
| Last Dividend Ex-Date | Sep 15, 2026 |
| Market Cap | 3.15B |
|---|---|
| Shares Outstanding | 52.78M |
| P/E Ratio (TTM) | 13.81 |
| Forward P/E | 11.80 |
| Price to Sales (P/S) | 3.53 |
| Price to Book (P/B) | 1.52 |
| EV/EBITDA | 19.63 |
| 50-Day MA | $62.30 |
|---|---|
| 200-Day MA | $62.77 |
| 1-Year Change | +8.47% |
Source: Market prices and company fundamentals. Data as of Oct 15, 2026. Data sources and methodology
Community Financial System at a Glance
As of the Oct 15, 2026 close, Community Financial System (CBU) has a market capitalization of $3.15B. The stock trades at 13.8× trailing earnings, 11.8× forward earnings and 3.5× sales. Over the trailing twelve months it earned $228.06M on revenue of $891.46M (a 25.6% profit margin) and generated $246.67M of free cash flow. Revenue grew 11.3% year over year.
As of its latest reported balance sheet, it holds $243.41M in cash and securities against $606.52M of debt, a net debt position of $363.11M.
Community Financial System pays a quarterly dividend totaling $1.90 per share a year, a 3.18% yield at the Oct 15, 2026 close, with a 44% payout ratio and 34 consecutive years of dividend increases.
The share price is up 8.5% over the past year. At $59.67 (the Oct 15, 2026 close) it sits within its 52-week range of $53.46 to $71.11, below its 200-day moving average of $62.77.
Frequently Asked Questions About Community Financial System
What is the current stock price for CBU?
As of the Oct 15, 2026 close, CBU stock trades at $59.67. The 52-week range is $53.46–$71.11, with a day range of $59.00–$59.78.
What is the P/E ratio for CBU?
As of the Oct 15, 2026 close, Community Financial System's trailing twelve-month (TTM) P/E ratio is 13.8, meaning investors pay $13.8 for every $1 of annual earnings. The forward P/E is 11.8, reflecting analyst expectations for future earnings. Community Financial System operates in the Financials sector.
Does CBU pay dividends?
Yes, Community Financial System pays a 3.18% annual dividend yield as of the Oct 15, 2026 close ($1.90 per share a year). The trailing twelve-month payout ratio is 44.0%. The most recent ex-dividend date was September 15, 2026.
What do analysts recommend for CBU?
Analyst ratings and recommendations for CBU are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.
What is the market cap of CBU?
As of the Oct 15, 2026 close, Community Financial System's market capitalization is $3.15B, classifying it as a mid-cap company. Community Financial System operates in the Financials sector within the Banks - Regional industry.