Grupo Cibest (CIB) Cash Flow: Operating & Free Cash Flow

Grupo Cibest (CIB) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), Grupo Cibest used COP 15.74T of cash in operating activities and spent COP 2.24T on capital expenditures. That left free cash flow of −COP 17.98T. It returned COP 5.03T to shareholders through COP 4.60T in dividends and COP 431.42B in share buybacks.

Grupo Cibest Cash Flow Statement Analysis

Values in trillions COP

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Grupo Cibest S.A. (CIB) - Annual data in trillions COP
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Operating Activities
Net Income	3.82	6.27	6.21	7.00	4.09	0.32	3.21	2.79	2.75
Depreciation & Amortization	1.06	1.01	1.08	0.95	0.86	0.74	0.68	0.47	0.43
Deferred Income Tax	2.89	2.39	1.93	2.75	1.78	-0.01	1.26	0.83	1.29
Change in Working Capital	-0.78	-14.18	4.82	-5.36	-2.46	5.83	3.38	-6.57	-4.42
Change in Accounts Receivable	1.24	-0.71	-0.53	0.52	-0.49	-0.41	-0.19	-0.42	0.34
Change in Accounts Payable	0.74	-0.86	0.95	2.72	1.27	-0.01	-0.19	-0.27	-0.63
Change in Other Working Capital	-15.75	-12.60	4.40	-8.59	-9.72	6.24	3.76	-5.88	-4.12
Other Operating Activities	-15.75	4.84	5.11	1.00	-9.72	4.36	3.78	3.53	2.88
Net Cash from Operating Activities	-15.74	-17.89	19.15	6.34	6.60	11.23	12.32	1.04	2.94
Investing Activities
Capital Expenditures	-2.24	-2.04	-2.41	-3.54	-2.19	-1.53	-1.56	-1.01	-1.13
Acquisitions	0.00	0.00	0.00	-0.82	-0.01	-1.12	0.07	0.00	0.00
Purchases of Investments	-2.43	-2.70	-11.59	-11.73	-12.62	-15.16	-8.79	-4.32	-3.43
Sales/Maturities of Investments	2.23	3.97	14.01	11.26	13.75	10.12	7.96	3.77	2.17
Other Investing Activities	0.22	0.21	-0.17	0.18	0.41	0.16	0.12	0.18	0.48
Net Cash from Investing Activities	-2.22	-0.56	-0.16	-4.65	-0.65	-7.52	-2.19	-1.38	-1.91
Financing Activities
Debt Repayment	-12.63	-19.95	-2.40	3.78	-10.46	-4.22	-3.23	0.57	-3.81
Common Stock Repurchased	-0.43	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividends Paid	-4.60	-3.40	-3.30	-2.31	-0.47	-1.56	-1.03	-0.74	-1.13
Other Financing Activities	-0.02	0.53	0.26	-0.62	-1.46	0.86	-1.00	-0.56	1.31
Net Cash from Financing Activities	19.75	9.09	-5.43	0.85	-6.81	-4.92	-5.26	-0.73	-3.62
Summary
Effect of Forex Changes on Cash	-1.21	2.41	-5.41	3.78	2.49	1.17	0.14	1.64	0.29
Net Change in Cash	0.59	-6.96	8.15	6.32	-0.86	-0.04	5.01	0.57	-2.29
Cash at Beginning of Period	32.84	39.80	31.65	25.33	23.70	23.74	18.73	18.17	20.46
Cash at End of Period	33.43	32.84	39.80	31.65	25.33	23.70	23.74	18.73	18.17
Free Cash Flow	-17.98	-19.94	16.74	2.80	4.42	9.70	10.76	0.03	1.81
Supplemental Disclosures
Interest Paid	13.30	14.98	15.98	7.51	4.41	-	-	-	-
Income Taxes Paid	2.42	1.95	2.74	2.06	1.44	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Grupo Cibest Cash Flow

What is Grupo Cibest's free cash flow?

Grupo Cibest had negative free cash flow of COP 17.98T in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of −COP 15.74T minus COP 2.24T of capital expenditures.

How much does Grupo Cibest spend on capital expenditures?

Grupo Cibest spent COP 2.24T on capital expenditures in fiscal 2025, compared with COP 2.04T a year earlier.

Does Grupo Cibest pay dividends or buy back shares?

Yes. In fiscal 2025 Grupo Cibest returned COP 4.60T in dividends and COP 431.42B in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition