Grupo Cibest (CIB) Balance Sheet: Assets & Liabilities

Grupo Cibest (CIB) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Grupo Cibest reported total assets of COP 379.75T and total liabilities of COP 338.76T. Shareholders' equity was COP 39.75T, down 10.8% from COP 44.58T a year earlier. Total debt stood at COP 17.44T against COP 22.78T in cash and short-term investments, a net cash position of COP 5.34T. That puts debt-to-equity at 0.44, compared with 0.79 a year earlier.

Grupo Cibest Balance Sheet Analysis

Values in trillions COP

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Grupo Cibest S.A. (CIB) - Annual data in trillions COP
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	25.24	19.62	31.96	28.77	14.72	23.38	20.72	17.80	17.28
Short-Term Investments	2.66	2.94	4.17	0.00	0.00	0.00	0.00	0.00	0.00
Cash & Short-Term Investments	22.78	30.06	36.13	28.77	24.54	23.38	20.72	17.80	17.28
Accounts Receivable	0.64	0.59	28.66	29.23	25.38	24.04	26.04	24.04	22.99
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	2.92	2.18	1.88	2.10	1.58	1.20	1.21	0.77
Total Current Assets	22.78	61.44	66.96	59.87	52.01	49.00	47.97	43.05	41.05
Non-Current Assets
Property, Plant & Equipment (Net)	6.90	7.66	8.36	8.73	6.80	6.04	5.59	3.42	3.17
Long-Term Investments	3.31	2.93	243.28	264.25	216.31	188.09	168.78	162.80	149.99
Goodwill	1.95	9.02	7.82	9.84	8.14	7.01	6.69	6.64	6.10
Intangible Assets	0.59	0.75	0.67	0.60	0.49	0.50	0.54	0.56	0.54
Other Non-Current Assets	47.02	13.61	15.16	8.76	5.25	4.26	6.11	3.34	2.92
Total Non-Current Assets	356.57	310.78	275.97	292.94	237.84	206.57	188.12	177.03	162.86
Total Assets	379.75	372.22	342.93	352.81	289.86	255.57	236.09	220.08	203.91
Current Liabilities
Accounts Payable	1.94	1.84	1.65	2.33	1.44	1.12	1.50	1.39	1.25
Short-Term Debt	0.68	8.11	5.07	0.00	0.00	2.22	1.31	2.32	3.24
Accrued Liabilities	0.45	0.43	0.40	0.36	0.35	-	-	-	-
Other Current Liabilities	0.00	280.05	248.78	251.48	212.13	183.81	158.67	143.60	133.13
Total Current Liabilities	0.68	291.23	255.67	254.78	213.83	187.45	161.67	147.47	137.78
Non-Current Liabilities
Long-Term Debt	16.77	26.96	27.48	41.17	31.46	32.15	35.71	36.63	33.47
Deferred Tax Liabilities	2.90	2.58	1.79	0.63	1.02	1.06	1.52	1.32	1.44
Other Non-Current Liabilities	316.13	11.55	17.46	15.00	8.69	5.93	7.66	6.84	6.19
Total Non-Current Liabilities	337.72	36.40	48.21	58.04	42.10	40.01	45.61	45.95	41.70
Total Liabilities	338.76	327.63	303.88	312.82	255.93	227.45	207.28	193.42	179.48
Stockholders' Equity
Common Stock	0.48	0.48	0.48	0.48	0.48	0.48	0.48	0.48	0.48
Retained Earnings	7.20	31.56	8.63	3.28	22.02	3.91	4.70	3.91	3.57
Accumulated Other Comprehensive Income	27.22	29.22	24.12	23.69	19.54	17.02	13.73	12.94	11.59
Additional Paid-in Capital	4.86	4.86	4.86	11.64	8.94	5.13	7.97	7.52	7.47
Minority Interest	1.24	1.04	0.96	0.91	1.69	1.57	1.92	1.81	1.32
Shares Outstanding	0.00	0.00	0.00	0.00	0.00	-	-	-	-
Total Stockholders' Equity	39.75	44.58	38.09	39.09	33.93	26.55	26.88	24.85	23.11
Total Liabilities & Equity	379.75	372.22	342.93	352.81	289.86	255.57	236.09	220.08	203.91

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Grupo Cibest Balance Sheet

How much debt does Grupo Cibest have?

Grupo Cibest had total debt of COP 17.44T as of Dec 31, 2025, against COP 22.78T in cash and short-term investments. Its debt-to-equity ratio was 0.44. Total debt was COP 35.07T a year earlier.

What are Grupo Cibest's total assets?

Grupo Cibest reported total assets of COP 379.75T as of Dec 31, 2025, up 2.0% from COP 372.22T a year earlier. Total liabilities were COP 338.76T.

What is Grupo Cibest's shareholders' equity?

Grupo Cibest's shareholders' equity was COP 39.75T as of Dec 31, 2025, or about COP 41705.86 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition