Grupo Cibest (CIB) Financial Statements & Analysis

Grupo Cibest (CIB) Income Statement

Grupo Cibest reported revenue of COP 27.57T in fiscal 2025 (fiscal year ended Dec 31, 2025), up 31.7% from COP 20.93T a year earlier. Net income was COP 3.82T, down 39.0% year over year, a net margin of 13.9%. Gross margin was 95.1% and operating margin 32.4%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was COP 8.37T, up 42.8% from the same quarter a year earlier.

Grupo Cibest Income Statement Analysis

Values in trillions COP

Income Statement Balance Sheet Cash Flow Ratios

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Grupo Cibest S.A. income statement - Annual data in trillions COP
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	27.57	20.93	26.63	32.69	17.34	21.58	21.90	20.15	20.83
Cost of Revenue	16.69	20.48	24.13	12.23	6.77	13.39	9.59	9.51	9.69
Gross Profit	26.22	22.43	21.05	20.45	14.92	8.19	12.30	10.64	11.14
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	10.25	9.29	8.66	8.21	6.92	6.19	6.44	6.03	5.77
Operating Expenses	17.30	13.68	12.90	10.71	8.93	7.88	7.83	7.02	7.15
Operating Income	8.92	8.76	8.15	9.74	5.98	0.31	4.48	3.62	3.99
Other Income/Expense
Interest Income	30.05	31.19	33.67	25.43	15.67	16.47	16.86	15.73	16.17
Interest Expense	12.06	13.69	15.43	8.44	4.35	5.86	6.18	5.67	6.23
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	9.76	8.49	7.52	9.74	5.98	0.31	4.48	3.62	3.99
Income Tax Expense	2.81	2.38	1.82	2.75	1.78	-0.01	1.26	0.83	1.24
Net Income	3.82	6.27	6.12	6.78	4.09	0.28	3.12	2.66	2.62
Net Income - Continuous Operations	6.95	6.11	5.70	6.78	4.21	0.28	3.12	2.66	2.62
Net Income - Discontinued Operations	-3.01	0.26	0.51	-	-	-	-	-	-
EBITDA	9.98	9.77	9.23	10.69	6.84	1.05	5.15	4.08	4.43
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.98	0.91	0.98	0.95	0.86	0.74	0.68	0.47	0.43
Earnings Per Share
Basic EPS	16033.00	6516.00	25439.00	28210.00	16996.00	4591.00	51856.00	44228.00	44480.00
Diluted EPS	16033.00	6516.00	25439.00	28210.00	16996.00	4591.00	51856.00	44228.00	44480.00
Basic Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Diluted Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Grupo Cibest Financial Statements

What was Grupo Cibest's revenue in fiscal 2025?

Grupo Cibest reported revenue of COP 27.57T in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 31.7% from COP 20.93T a year earlier.

Is Grupo Cibest profitable?

Yes. Grupo Cibest earned net income of COP 3.82T in fiscal 2025, a net margin of 13.9%. In fiscal 2024 it earned COP 6.27T.

What is Grupo Cibest's operating margin?

Grupo Cibest's operating income was COP 8.92T on revenue of COP 27.57T in fiscal 2025, an operating margin of 32.4%, compared with 41.8% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition