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CZNC
(NASDAQ)
Citizens & Northern Corporation
$22.42-- (--)
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Citizens & Northern (CZNC) Stock Price & Financial Analysis

Citizens & Northern Stock Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Day's Range$21.97 - $22.52
52-Week High$24.12
52-Week Low$18.02
Open$22.23
Volume37.07K
Average Volume (3M)37.07K
Market Cap357.59M
Shares Outstanding15.95M
P/E Ratio (TTM)15.24
Forward P/E18.70
Price to Sales (P/S)2.96
Price to Book (P/B)1.04
EV/EBITDA16.62
Revenue (TTM)120.53M
Net Income (TTM)23.43M
Free Cash Flow (TTM)28.98M
EPS (TTM)$1.33
Profit Margin19.44%
Operating Margin23.76%
Return on Equity (ROE)6.86%
Debt to Equity0.56
50-Day MA$22.56
200-Day MA$20.49
52-Week Change12.12%
Annual Dividend$1.12
Dividend Yield5.00%
Payout Ratio84.45%
Last Dividend Ex-DateFeb 2, 2026

Frequently Asked Questions About Citizens & Northern

What is the current stock price for CZNC?

As of the latest trading session, CZNC stock trades at $22.42. The 52-week range is $18.02–$24.12, with a day range of $21.97–$22.52.

What is the P/E ratio for CZNC?

Citizens & Northern's trailing P/E ratio is 15.2, meaning investors pay $15.2 for every $1 of annual earnings. The forward P/E is 18.7, reflecting analyst expectations for future earnings. Citizens & Northern operates in the Financials sector.

Does CZNC pay dividends?

Yes, Citizens & Northern pays a 5.00% annual dividend yield ($1.12 per share). The payout ratio is 84.5%. The last ex-dividend date was 2026-02-02.

What do analysts recommend for CZNC?

Based on 1 analyst, the consensus for CZNC is Hold. The average 12-month price target is $NaN, representing a NaN% downside from the current price.

What is the market cap of CZNC?

Citizens & Northern's market capitalization is $357.6M, classifying it as a small-cap company. Citizens & Northern operates in the Financials sector within the Banks - Regional industry.