Financial Institutions, Inc.
FISINASDAQFinancialsBanks - Regional
As of Oct 15, 2026 close
- Market cap
- $783.08M
- P/E (TTM)
- 9.60
- Forward P/E
- -
- Dividend yield
- 3.23%
- 52-week range
- $25.61$42.97
- Volume (live)
- -
- Avg. volume (3M)
- 127.89K
Financial Institutions (FISI) Stock Price & Financial Analysis
Financial Institutions Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $39.07 - $39.94 |
|---|---|
| 52-Week High | $42.97 |
| 52-Week Low | $25.61 |
| Open | $39.33 |
| Volume (last close) | 97.14K |
| Average Volume (3M) | 127.89K |
| Revenue (TTM) | 279.31M |
|---|---|
| Net Income (TTM) | 81.53M |
| Free Cash Flow (TTM) | 52.81M |
| EPS (TTM) | $4.05 |
| Profit Margin | 29.19% |
| Operating Margin | 17.63% |
| Return on Equity (ROE) | 12.67% |
| Debt to Equity | 0.41 |
| Annual Dividend | $1.27 |
|---|---|
| Dividend Yield | 3.23% |
| Payout Ratio | 31.35% |
| Last Dividend Ex-Date | Sep 15, 2026 |
| Market Cap | 783.08M |
|---|---|
| Shares Outstanding | 19.94M |
| P/E Ratio (TTM) | 9.60 |
| Price to Sales (P/S) | 2.80 |
| Price to Book (P/B) | 1.22 |
| EV/EBITDA | 665.21 |
| 50-Day MA | $40.51 |
|---|---|
| 200-Day MA | $36.21 |
| 1-Year Change | +52.68% |
Source: Market prices and company fundamentals. Data as of Oct 16, 2026. Data sources and methodology
Financial Institutions at a Glance
As of the Oct 16, 2026 close, Financial Institutions (FISI) has a market capitalization of $783.08M. The stock trades at 9.6× trailing earnings and 2.8× sales. Over the trailing twelve months it earned $81.53M on revenue of $279.31M (a 29.2% profit margin) and generated $52.81M of free cash flow. Revenue grew 18.6% year over year.
As of its latest reported balance sheet, it holds $99.17M in cash and securities against $260.69M of debt, a net debt position of $161.52M.
Financial Institutions pays a quarterly dividend totaling $1.27 per share a year, a 3.23% yield at the Oct 16, 2026 close, with a 31% payout ratio and 1 consecutive year of dividend increases.
The share price is up 52.7% over the past year. At $39.31 (the Oct 16, 2026 close) it sits within its 52-week range of $25.61 to $42.97, above its 200-day moving average of $36.21.
Based on 1 professional analyst rating from the past 90 days, the consensus is Hold.
Frequently Asked Questions About Financial Institutions
What is the current stock price for FISI?
As of the Oct 16, 2026 close, FISI stock trades at $39.31. The 52-week range is $25.61–$42.97, with a day range of $39.07–$39.94.
What is the P/E ratio for FISI?
As of the Oct 16, 2026 close, Financial Institutions's trailing twelve-month (TTM) P/E ratio is 9.6, meaning investors pay $9.6 for every $1 of annual earnings. Financial Institutions operates in the Financials sector.
Does FISI pay dividends?
Yes, Financial Institutions pays a 3.23% annual dividend yield as of the Oct 16, 2026 close ($1.27 per share a year). The trailing twelve-month payout ratio is 31.4%. The most recent ex-dividend date was September 15, 2026.
What do analysts recommend for FISI?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for FISI is Hold.
What is the market cap of FISI?
As of the Oct 16, 2026 close, Financial Institutions's market capitalization is $783.9M, classifying it as a small-cap company. Financial Institutions operates in the Financials sector within the Banks - Regional industry.