Name: Financial Institutions, Inc. (FISI) Financial Statements
Creator: FinSpry

Financial Institutions Income Statement Analysis

Revenue, earnings, and profit margins in millions USD

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Financial Institutions, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Revenue & Gross Profit
Revenue	233.32	110.76	213.96	212.35	209.97	154.98	170.29	158.14
Cost of Revenue	144.63	176.13	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	233.32	88.04	0.00	0.00	0.00	0.00	0.00	0.00
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	88.30	72.98	80.59	76.03	65.22	66.16	62.95	71.80
Operating Expenses	141.96	156.18	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	91.35	-68.15	0.00	0.00	0.00	0.00	0.00	0.00
Other Income/Expense
Interest Income	332.99	313.23	286.13	196.11	167.21	161.30	168.80	152.73
Interest Expense	133.00	149.64	120.42	28.74	12.48	22.31	38.89	29.87
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	91.35	-68.15	63.05	70.97	97.22	45.72	59.42	49.53
Income Tax Expense	16.49	-26.50	12.79	14.40	19.53	7.39	10.56	10.01
Net Income	74.87	-41.65	50.26	56.57	77.70	38.33	48.86	39.53
Net Income - Continuous Operations	74.87	-41.65	50.26	56.57	77.70	0.00	0.00	0.00
Net Income - Discontinued Operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA	91.35	-60.47	0.00	0.00	0.00	0.00	0.00	0.00
EBIT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation & Amortization	0.00	0.55	0.91	0.99	1.06	1.13	1.25	1.26
Earnings Per Share
Basic EPS	4.00	-3.00	3.00	4.00	5.00	2.00	3.00	2.00
Diluted EPS	4.00	-3.00	3.00	4.00	5.00	2.00	3.00	2.00
Basic Shares Outstanding	20.10	15.68	15.38	15.38	15.84	16.02	15.97	15.91
Diluted Shares Outstanding	20.32	15.68	15.48	15.47	15.94	16.06	16.03	15.96